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2420 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 2420 W Shell Point Rd, Ruskin, FL 33570 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2013
Square Footage3,414 sqft Heated Area
Lot Size250,226 sqft (5.74 acres)
OccupancyOwner Occupied
Last Sale$855,000 (2020)
Tax Bill$597.00 (2025)

Property Details

APN / Parcel Number

Primary APN0321250000
Alternative APN
  • U123218ZZZ000001092400

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,414 sqft Heated Area
1st Floor993 sqft 1st Floor
2nd Floor1,986 sqft 2nd Floor
Upper Floors1,428 sqft Upper Floors
Stories3 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area250,226 sqft (5.74 acres)
Depth X Width200 ft x 197 ft Depth x Width
Parking Spaces9 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Deck Area96 sqft Deck
Patio Area384 sqft Patio
Porch1 Porch
Porch Area153 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number0321250000
Street Address2420 W SHELL POINT RD
CityRUSKIN
StateFL
Zip33570-3138
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 196.975 FT OF E 930.75 FT OF GOV LOT 3 LESS N 30 FT THEREOF FOR SHELL POINT RD R/W
Legal Range18E
Legal Township32S
Legal Section12
Legal SubdivisionUNPLATTED
Legal Block1
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionRUSKIN
Census Blockgroup2
Census Block2048
Census Tract14121

Owner

Source: Hillsborough County records · APN 0321250000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Aug 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 30, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
PARAMOUNT BK
Jul 08, 2020Personal Representative Deed, Transfer · Veterans Administration Mortgage
PARAMOUNT BANK
Feb 24, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2020 · Amount on Record
Deed SaleJul 08, 2020 · Amount on Record
Prior SaleFeb 24, 2017 · Amount on Record
Deed Doc Number2020277636
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138

Mortgage

Document Number0000607903
DateDec 29, 2022
Instrument2022607903
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 22, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
Transaction TypeMortgage
Record UpdatedSep 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138

Mortgage

Document Number2021422220
DateAug 19, 2021
Instrument2021422220
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
Document Number0000277637
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address13835 MOONSTONE CANYON DR RIVERVIEW FL 335793500, RIVERVIEW, FL 33579-3500

Mortgage

Document Number0000277637
DateJul 08, 2020
Instrument277637
Lender
NamePARAMOUNT BK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2050

July 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 08, 2020
Property Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
Document Number0000277636
Instrument DateJun 30, 2020
Instrument2020277636
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyPINEAPPLE TTL OF TAMPA BAY L

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,985.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address207 E ROSS AVE, 207, TAMPA, FL 33602-2223

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420WEST SGELL POINT ROAD, RUSKIN, FL 33570

Mortgage

Document Number0000277637
DateJul 08, 2020
Instrument2020277637
Lender
NamePARAMOUNT BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 24, 2017
Property Address2420 W SHELL POINT RD, RUSKIN, FL 33570-3138
Document Number0247551114
Book / Page024755 / 001114
Instrument DateFeb 17, 2017
Instrument74822
Transaction TypeTransfer
Record UpdatedMar 02, 2017
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 W SHELL POINT RD RUSKIN FL 335703138, RUSKIN, FL 33570-3138

Mortgage

Document Number247551116
DateFeb 24, 2017
Book Page024755/001116
Instrument74823
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$597.00 (+13.93%) Disabled Person's exemption Veteran's exemption$879,345 (+5.99%)$1,059,559 (+7.93%) Land $600,970 Building $458,589
2023$524.00 (+20.74%) Disabled Person's exemption Veteran's exemption$829,673 (+3%)$981,736 (+10.32%) Land $530,716 Building $451,020
2022$434.00 Disabled Person's exemption Veteran's exemption$805,508$889,934 Land $491,996 Building $397,938

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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