2420 Valelake Rd, York, SC 29745 Property Records

York County property record for 2420 Valelake Rd, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,843 sqft · built 2007
Lot Size	1.19 acres (51,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Mar 2025)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Mar 2025 Sale & Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-00-00-213`

Property Details

APN / Parcel Number

Primary APN	`551-00-00-213`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,843 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	1,980 sqft
2nd Floor Area	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Lot Area	51,906 sqft (1.19 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	303 sqft
Patio Area	303 sqft

Location & Zoning

Street Address	2420 VALELAKE RD
City	YORK
State	SC
Zip	29745-8846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LT# 42 GLADES AT WINDSWEPT COVE PHASE I
Legal Subdivision	THE GLADES AT WINDSWEPT COVE
Legal Phase	1
Legal Lot Number	42
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1007
Census Tract	61708

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2420 VALELAKE RD, YORK, SC 29745-8846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed, Transfer · Line of Credit UNION HOME MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU
Sep 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Mar 5, 2008 · Amount on Record
Deed Document Number	20259813
Deed Book / Page	21824 / 494
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	1861600204
Record Updated	Oct 29, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 31, 2025
Property Address	2420 VALELAKE RD, YORK, SC 29745-8846
Document Number	2182400494
Book / Page	21824 / 494
Map Reference	MB C319 PG 8
Instrument Date	Mar 28, 2025
Instrument	2025009813
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2420 VALELAKE RD, YORK, SC 29745-8846

Mortgage

Document Number	2025009814
Date	Mar 31, 2025
Instrument	2025009814

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2420 VALELAKE RD, YORK, SC 29745-8846
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1754500047
Date	May 15, 2019
Book Page	17545/047
Instrument	2019018775

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Sep 29, 2020
Property Address	2420 VALELAKE RD, YORK, SC 29745-8846
Document Number	1861600204
Book / Page	18616 / 204
Map Reference	MB C-319 PG 8
Instrument Date	Jun 16, 2020
Instrument	2020045626
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2420 VALELAKE RD, YORK, SC 29745-8846

Mortgage

Document Number	2020045627
Date	Sep 29, 2020
Instrument	2020045627

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+8.67%)	$16,849 (+15%) Land $2,465 Building $14,384	$581,100 (+47.42%) Land $85,000 Building $496,100
2023	$2,122.00	$14,651 Land $2,788 Building $11,863	$394,175 Land $75,000 Building $319,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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