2420 Terrace Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2420 Terrace Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1954
Lot Size	0.347 acres (15,120 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (Jun 2005)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-19-229-006`

Property Details

APN / Parcel Number

Primary APN	`8913-19-229-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Finished Basement	800 sqft
Unfinished Basement	992 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	117 sqft
Deck Area	Deck Area
Patio Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2420 TERRACE DR
City	CEDAR FALLS
State	IA
Zip	50613-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING GREEN ADDITION C F LOT 49
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	ROLLING GREEN ADDITION C F
Legal Lot Number	49
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3013
Census Tract	2400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1506 PIN OAK DR, CEDAR FALLS, IA 50613-4666
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOTCOM LLC
Jul 25, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Prior Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	200528250
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2420 TERRACE DR, CEDAR FALLS, IA 50613-5829
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006288
Date	Oct 17, 2018
Instrument	201900006288

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2033

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 25, 2022
Property Address	2420 TERRACE DR, CEDAR FALLS, IA 50613-5829
Document Number	202300001327
Instrument Date	Jul 20, 2022
Instrument	202300001327
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PIN OAK DR, CEDAR FALLS, IA 50613-4666

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (-0.94%)	$238,710 (+6.18%) Land $36,940 Building $201,770	$238,710 (+6.18%) Land $36,940 Building $201,770
2024	$3,618.00 (+4.39%)
2023		$224,810 (+19.71%) Land $36,940 Building $187,870	$224,810 (+19.71%) Land $36,940 Building $187,870
2022	$3,466.00	$187,790 Land $36,940 Building $150,850
2021			$187,790 Land $36,940 Building $150,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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