2420 River Rd, Algona, IA 50511 Property Records

Kossuth County property record for 2420 River Rd, Algona, IA 50511

Property Summary

Property Type	Rural Home
Details	1 ba · 4,028 sqft · built 2017
Lot Size	76.9 acres (3,352,813 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Aug 2021)
Tax Bill	$7,348 (2025)
Deeds & Mortgages	May 2017 Construction Loan Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-400-008`

Property Details

APN / Parcel Number

Primary APN	`18-24-400-008`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	4,028 sqft Living Area
Basement Area	1,510 sqft
Unfinished Basement	2,518 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	3,352,813 sqft (76.9 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,330 sqft
Patio Area	2,640 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2420 RIVER RD
City	ALGONA
State	IA
Zip	50511-7189
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 3 LOC IN SE1/4 AS DESC BY SURVEY
Legal Range	29W
Legal Township	96N
Legal Section	24
Legal Tract	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2052
Census Tract	950600

Owner

2420 River Rd, a rural home, is owner-occupied and held in a trust since September 2024.

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2420 RIVER RD, ALGONA, IA 50511-7189
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Aug 6, 2018	Deed of Trust, Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Dec 31, 2020 · Amount on File
Deed Document Number	20212581
Deed Book / Page	2021 / 2581
Last Transfer Date	Sep 12, 2024
Transfer Doc	0000002072
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2420 RIVER RD, ALGONA, IA 50511-7189
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1333
Date	May 4, 2017
Book Page	2017/1333
Instrument	2017 1333

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 5, 2018

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2420 RIVER RD, ALGONA, IA 50511-7189
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002328
Date	Aug 6, 2018
Book Page	0000002018/0000002328
Instrument	000000002328

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	113 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2420 River Rd was $7,348 with a homeowner's exemption, up 3.1% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,348.00 (+3.09%) Homeowner's exemption	$138,738 Land $105,735 Building $33,003
2024	$7,128.00
2023		$105,428 Land $77,285 Building $28,143	$105,428 Land $77,285 Building $28,143
2021	$5,930.00		$138,738 Land $105,735 Building $33,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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