2420 River Oaks Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2420 River Oaks Dr, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 1963
Lot Size0.557 acres (24,263 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Aug 2002)
Tax Bill$3,305 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2020 Line of Credit
APN0092003000880

Property Details

APN / Parcel Number

Primary APN0092003000880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,566 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,263 sqft (0.557 acres)
Lot Dimensions220 ft deep x 90 ft wide
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area324 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2420 RIVER OAKS DR
CityCHESAPEAKE
StateVA
Zip23321-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description88 TAYLORWOOD ESTATES
Legal SubdivisionTAYLORWOOD ESTATES,POINT HARBOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2029
Census Tract21505

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2420 RIVER OAKS DR, CHESAPEAKE, VA 23321-2426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2002 · Amount on Record
Deed SaleAug 19, 2002 · Amount on Record
Deed Book / Page4657 / 623
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2420 RIVER OAKS DR, CHESAPEAKE, VA 23321-2426
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10640/1075
DateFeb 23, 2023
Book Page10640/1075
Instrument230003671
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueFeb 11, 2030
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2420 RIVER OAKS DR, CHESAPEAKE, VA 23321-2426
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10186/1212
DateJul 24, 2020
Book Page10186/1212
Instrument200024553
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term81 Months
DueApr 24, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,800 (+3.55%) Land $155,000 Building $183,800$338,800 (+3.55%) Land $155,000 Building $183,800
2025$3,305.00 (+46.89%)$327,200 (+12.21%) Land $155,000 Building $172,200$327,200 (+12.21%) Land $155,000 Building $172,200
2023$291,600 (+7.84%) Land $145,000 Building $146,600$291,600 (+7.84%) Land $145,000 Building $146,600
2022$270,400 Land $135,000 Building $135,400$270,400 Land $135,000 Building $135,400
2019$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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