2420 Renfroe Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 2420 Renfroe Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,106 sqft · built 2005
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2018)
Tax Bill	$5,084 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0000-00413-0000`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0000-00413-0000`
Alternative APN	`N302230000004130000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	4,849 sqft
1st Floor Area	2,594 sqft
Upper Floors Area	512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	853 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2420 RENFROE RD
City	MILTON
State	FL
Zip	32571-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION PER DEED 2019 PARCEL #7: COM AT NE CORNER OF SECTION 23 TOWNSHIP 2 NORTH RANGE 30 WEST THN S0012W ON E SEC LN 1316.21 FT THN N8816 16W 2956.0 FT THN S0012W 44 FT FOR POB & CONT 147.41 FT THN S771946E 419.42 FT TO W R/W OF CO RD THN
Legal Range	30W
Legal Township	2N
Legal Section	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1017
Census Tract	10302

Owner

Source: Santa Rosa County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2420 RENFROE RD, MILTON, FL 32571-9154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	201849152
Deed Book / Page	3783 / 317
Prior Transfer Date	Jan 2, 2007
Prior Transfer Doc	0026871787
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2420 RENFROE RD, PACE, FL 32571-9154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038091658
Date	Mar 8, 2019
Book Page	3809/1658
Instrument	201908987

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 16, 2018
Property Address	2420 RENFROE RD, PACE, FL 32571-9154
Document Number	0037830317
Book / Page	3783 / 0317
Instrument Date	Nov 15, 2018
Instrument	201849152
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 RENFROE RD, MILTON, FL 32571-9154

Mortgage

Document Number	0201849153
Date	Nov 16, 2018
Instrument	201849153

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 12, 2017
Property Address	2420 RENFROE RD, PACE, FL 32571-9154
Document Number	0036691851
Book / Page	3669 / 1851
Instrument Date	Oct 11, 2017
Instrument	201742809
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 RENFROE RD, PACE, FL 32571-9154

Mortgage

Document Number	0201742810
Date	Oct 12, 2017
Instrument	201742810

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$446,854 (+2.41%)	$453,487 (+3.22%) Land $52,500 Building $400,987
2024	$5,084.00 (+1.11%) Homeowner's exemption	$436,345 (+3%)	$439,351 (+0.69%) Land $52,500 Building $386,851
2023	$5,028.00 (+2.36%) Homeowner's exemption	$423,636 (+3%)	$436,355 (+6.09%) Land $52,500 Building $383,855
2022	$4,912.00 Homeowner's exemption	$411,297	$411,297 Land $35,700 Building $375,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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