2420 N Ruby St, Edinburg, TX 78541 Property Records

Hidalgo County property record for 2420 N Ruby St, Edinburg, TX 78541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 2016
Lot Size	0.162 acres (7,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,800 (Aug 2017)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2017 Mortgage
APN	`G649700000006400`

Property Details

APN / Parcel Number

Primary APN	`G649700000006400`
Alternative APNs	`R707048` `707048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,509 sqft
Utility Area	150 sqft
Flooring	Tile

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,045 sqft (0.162 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Patio Area	116 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2420 N RUBY ST
City	EDINBURG
State	TX
Zip	78541-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRACIELA ESTATES (AMENDED) LOT 64
Legal Subdivision	GRACIELA ESTATES (AMENDED) - SEB
Legal Tract	64
Legal Block	5
Legal Lot Number	64
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	5
Census Block	5005
Census Tract	23518

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2420 N RUBY ST, EDINBURG, TX 78541-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LNDG
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	20172836862
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	0002836862
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2420 N RUBY ST, EDINBURG, TX 78541-4804
Document Number	0002898141
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2420 N RUBY ST EDINBURG TX 785414804, EDINBURG, TX 78541-4804

Mortgage

Document Number	0002898141
Date	Mar 19, 2018
Instrument	2898141

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2043

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Aug 1, 2017
Property Address	2420 N RUBY ST, EDINBURG, TX 78541-4804
Document Number	0002036862
Instrument Date	Jul 28, 2017
Instrument	2036862
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	922 ESCHUNIOR ST EDINBURG TX 78541, EDINBURG, TX 78541

Mortgage

Document Number	2836863
Date	Aug 1, 2017
Instrument	2836863

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Edinburg City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,079 (+3.09%) Land $57,065 Building $198,014	$255,079 (+3.09%) Land $57,065 Building $198,014
2025	$4,386.00 (+2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$247,423 (+18.93%) Land $57,065 Building $190,358	$247,423 (+13.14%) Land $57,065 Building $190,358
2024	$4,300.00 (+13.34%)
2023	$3,794.00 (-5.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,036 Land $38,395 Building $180,298	$218,693 Land $38,395 Building $180,298
2022	$4,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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