2420 Montego Dr, Reno, NV 89523 Property Records

Washoe County property record for 2420 Montego Dr, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,212 sqft · built 2001
Lot Size	0.179 acres (7,812 sqft)
Owner	2 Owner Names on File
Last Sale	$211,500 (Jun 2001)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-452-04`

Property Details

APN / Parcel Number

Primary APN	`204-452-04`
Alternative APN	`165258`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,212 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,812 sqft (0.179 acres)
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	255 sqft
Deck Area	66 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	165258
Street Address	2420 MONTEGO DR
City	RENO
State	NV
Zip	89523-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	SILVERADO RANCH EST 6 & 7 LT 8
Legal Range	19
Legal Township	19
Legal Subdivision	SILVERADO RANCH ESTATES 6 & 7
Legal Lot Number	8
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	3
Census Block	3003
Census Tract	2407

Owner

The current owner of 2420 Montego Dr acquired it in September 2008.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2420 MONTEGO DR, RENO, NV 89523-1512
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2001 · Amount on File
Deed Sale	Jun 8, 2001 · Amount on File
Prior Sale	Jun 8, 2001 · Amount on File
Deed Document Number	0002562093
Last Transfer Date	Sep 29, 2008
Transfer Doc	0003691698
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2420 MONTEGO DR, RENO, NV 89523-1512
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL IRVINE T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005218608
Date	Aug 24, 2021
Instrument	5218608

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2420 MONTEGO DR, RENO, NV 89523-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005041348
Date	Jun 17, 2020
Instrument	5041348

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Montego Dr was $3,204.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,204.00	$121,824 Land $43,575 Building $78,249	$348,069 Land $124,500 Building $223,569
2023	$3,023.00	$114,443 Land $39,585 Building $74,858	$326,979 Land $113,100 Building $213,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Montego Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Montego Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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