2420 Millstream Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2420 Millstream Ln, San Ramon, CA 94582

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 2,346 sqft · built 2003
Lot Size0.027 acres (1,187 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Dec 2014)
Tax Bill$12,917 (2025)
Deeds & MortgagesMar 2020 Mortgage
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN223-360-019-2

Property Details

APN / Parcel Number

Primary APN223-360-019-2
Alternative APN
  • 223-360-019

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,346 sqft Living Area
1st Floor Area1,172 sqft
2nd Floor Area968 sqft
Basement Area206 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area1,187 sqft (0.027 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2420 MILLSTREAM LN
CitySAN RAMON
StateCA
Zip94582-2801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT8669 L1 U48
Legal SubdivisionABRIDGE/WINDEMERE PH 3
Legal Tract8669
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionTASSAJARA
Census Block Group1
Census Block1002
Census Tract355115

Owner

2420 Millstream Ln, a condominium, is owned and occupied by two individuals who bought it in December 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2420 MILLSTREAM LN, SAN RAMON, CA 94582-2801
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
KWIK MORTGAGE CORP
Sep 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2014 · Amount on File
Deed SaleDec 15, 2014 · Amount on File
Prior SaleDec 12, 2006 · Amount on File
Deed Document Number2014221346
Prior Transfer DateDec 21, 2007
Prior Transfer Doc0000021760
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2420 MILLSTREAM LN, SAN RAMON, CA 94582-2801
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048423
DateMar 13, 2020
Instrument2020-048423
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2420 MILLSTREAM LN, SAN RAMON, CA 94582-2801
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 MILLSTREAM LN, SAN RAMON, CA 94582-2801

Mortgage

Document Number0000139970
DateSep 15, 2022
Instrument2022-139970
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Millstream Ln was $12,917 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$876,498 (+2%) Land $539,386 Building $337,112
2025$12,917.00 Homeowner's exemption$859,312 Land $528,810 Building $330,502
2023$12,732.00 (+1.47%) Homeowner's exemption$825,946 Land $508,277 Building $317,669
2022$12,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2420 Millstream Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Millstream Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBLIN SAN RAMON SERVICES DISTRICT
serves 98,776 people · EPA ID CA0110009
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
Sail Internet
Fixed Wireless · DSL in parts of the area
200 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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