Polk County property record for 2420 Limedale Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 2011 |
| Lot Size | 1 acres (43,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jul 2020) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-09-000000-012120 |
| Primary APN | 24-27-09-000000-012120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,810 sqft |
| 1st Floor Area | 1,739 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,969 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Porch | Florida Room |
| Porch Area | 501 sqft |
| Shed | 1 Shed |
| Street Address | 2420 LIMEDALE RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | BEG AT PT 987.08 FT S & 896 FT W OF NE COR OF SE1/4 OF NE1/4 FOR POB RUN S 389.15 FT W 120 FT N 389.2 FT E 120 FT TO POB LESS LIMEDALE RD R/W |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY ESTATES |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Jul 9, 2024 | Intrafamily Transfer, Transfer |
| Jul 20, 2020 | Warranty Deed, Transfer · FHA Mortgage PLAINS CMRC BK |
| Sep 6, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Oct 20, 1998 · Amount on Record |
| Deed Document Number | 2020144943 |
| Deed Book / Page | 11304 / 784 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0000155538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Document Number | 0000229147 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 12390/227 |
| Instrument | 2022229147 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 9, 2024 |
| Property Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Document Number | 0000155538 |
| Book / Page | 13179 / 1854 |
| Instrument Date | Jun 27, 2024 |
| Instrument | 2024155538 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Name | Verified Name |
|---|---|
| Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Document Number | 0113040784 |
| Book / Page | 011304 / 000784 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 144943 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2420 LIMEDALE RD LAKELAND FL 338091717, LAKELAND, FL 33809-1717 |
| Document Number | 113040785 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 011304/000785 |
| Instrument | 144944 |
| Name | PLAINS CMRC BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 6, 2019 |
| Property Address | 2420 LIMEDALE RD, LAKELAND, FL 33809-1717 |
| Document Number | 0109642021 |
| Book / Page | 010964 / 002021 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 188434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2420 LIMEDALE RD LAKELAND FL 338091717, LAKELAND, FL 33809-1717 |
| Document Number | 109642024 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 010964/002024 |
| Instrument | 188435 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 5, 2034 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,398 (+2.7%) | $377,904 (+3.9%) Land $28,690 Building $349,214 | |
| 2025 | $3,312.00 (-13.91%) | $296,395 (+5.99%) | $363,735 (-0.16%) Land $28,690 Building $335,045 |
| 2024 | $3,847.00 (+6.21%) | ||
| 2023 | $3,622.00 (+2.78%) Homeowner's exemption | $279,652 (+3%) | $364,334 (+14.59%) Land $27,685 Building $336,649 |
| 2022 | $3,524.00 Homeowner's exemption | $271,507 | $317,942 Land $23,254 Building $294,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1995–2024) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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