San Luis Obispo County property record for 2420 Laurel Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,773 sqft · built 1988 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $715,000 (Sep 2018) |
| Tax Bill | $8,791 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2018 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-275-027 |
| Primary APN | 068-275-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,773 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2420 LAUREL AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR 2 BL 28 LT 29 |
| Legal Subdivision | MORRO DEL MAR 02 |
| Legal Block | 28 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10505 |
2420 Laurel Ave is owned by a company that bought it in September 2018.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6321 N MONTANA AVE, CLOVIS, CA 93619-9036 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 27, 2018 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Aug 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2018 | Affidavit of Death, Transfer |
| Feb 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 201839903 |
| Prior Transfer Date | Jun 30, 1992 |
| Prior Transfer Doc | 0000069659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6321 N MONTANA AVE, CLOVIS, CA 93619-9036 |
| Document Number | 0000041431 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021041431 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 27, 2018 |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Document Number | 0000039903 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 39903 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $786.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6321 N MONTANA AVE CLOVIS CA 936199036, CLOVIS, CA 93619-9036 |
| Document Number | 39904 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 39904 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Document Number | 0000033227 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 33227 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2420 LAUREL AVE MORRO BAY CA 934421720, MORRO BAY, CA 93442-1720 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Document Number | 0000033226 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 33226 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2420 LAUREL AVE MORRO BAY CA 934421720, MORRO BAY, CA 93442-1720 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 14, 2017 |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Document Number | 0000007019 |
| Instrument Date | Feb 11, 2017 |
| Instrument | 7019 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2420 LAUREL AVE MORRO BAY CA 934421720, MORRO BAY, CA 93442-1720 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 10, 2017 |
| Property Address | 2420 LAUREL AVE, MORRO BAY, CA 93442-1720 |
| Document Number | 0000006678 |
| Instrument Date | Oct 20, 2016 |
| Instrument | 6678 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2420 LAUREL AVE MORRO BAY CA 934421720, MORRO BAY, CA 93442-1720 |
The 2025 property tax bill for 2420 Laurel Ave was $8,791.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $813,543 (+2%) Land $500,642 Building $312,901 | |
| 2025 | $8,791.00 | $797,592 Land $490,826 Building $306,766 |
| 2023 | $8,485.00 (+6.69%) | $766,621 Land $471,767 Building $294,854 |
| 2022 | $7,953.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2420 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2420 Laurel Ave is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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