Emmet County property record for 2420 Hemlock Ln, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.38 acres (60,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Apr 2015) |
| Tax Bill | $3,179 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-21-01-170-015 |
| Primary APN | 13-21-01-170-015 |
|---|
| Lot Area | 60,431 sqft (1.38 acres) |
|---|
| Street Address | 2420 HEMLOCK LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT FF |
| Legal Description | THE HEMLOCKS NO 2, LOT 36. SECTION 1, T33N, R6W |
| Legal Range | 06W |
| Legal Township | 33N |
| Legal Section | 01 |
| Legal Subdivision | HEMLOCKS 2 |
| Legal Lot Number | 36 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970600 |
2420 Hemlock Ln is owned and occupied by two individuals who bought it in April 2015.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2420 HEMLOCK LN, PETOSKEY, MI 49770-9291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2015 · Amount on File |
| Deed Sale | Apr 22, 2015 · Amount on File |
| Prior Sale | Oct 5, 2004 |
| Deed Document Number | 20155128499 |
| Deed Book / Page | 1175 / 695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2420 HEMLOCK LN, PETOSKEY, MI 49770-9291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2420 HEMLOCK LN, PETOSKEY, MI 49770-9291 |
| Document Number | 0000001220/0000000465 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 0000001220/0000000465 |
| Instrument | 5173409 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2420 HEMLOCK LN, PETOSKEY, MI 49770-9291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1215/219 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 1215/219 |
| Instrument | 5168137 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,000 Land $223,000 | $446,000 Land $446,000 | |
| 2024 | $3,179.00 | ||
| 2023 | $168,200 Land $168,200 | $336,400 Land $336,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2420 Hemlock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2420 Hemlock Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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