2420 Geneva Dr, Nesbit, MS 38651 Property Records

DeSoto County property record for 2420 Geneva Dr, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,605 sqft · built 1992
Lot Size	0.358 acres (15,605 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-6-23-02-0-00310-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-6-23-02-0-00310-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,605 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,605 sqft (0.358 acres)
Lot Dimensions	190 ft deep x 90 ft wide

Location & Zoning

Street Address	2420 GENEVA DR
City	NESBIT
State	MS
Zip	38651-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BRIDGETOWN S-D SEC B LOT 310
Legal Range	07
Legal Township	02
Legal Section	23
Legal Subdivision	BRIDGETOWN S-D
Legal Lot Number	310
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2008
Census Tract	70633

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2420 GENEVA DR, NESBIT, MS 38651-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000353352
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2420 GENEVA DR, NESBIT, MS 38651-9516
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 GENEVA DR

Mortgage

Document Number	5662/92855
Date	Sep 11, 2025
Book Page	5662/92855

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2420 GENEVA DR, NESBIT, MS 38651-9516
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004526/292
Date	Apr 19, 2018
Book Page	04526/292
Instrument	T04526-00292

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2420 GENEVA DR, NESBIT, MS 38651-9516
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 GENEVA DR, NESBIT, MS 38651-9516

Mortgage

Document Number	0005332/66
Date	Sep 1, 2021
Book Page	5332/66

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00 (+17.9%)	$22,882 (+38.97%) Land $2,000 Building $20,882	$228,816 (+38.97%) Land $20,000 Building $208,816
2023	$1,346.00	$16,465	$164,648 Land $20,000 Building $144,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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