2420 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 2420 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 839 sqft · built 1924
Lot Size0.091 acres (3,986 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2021)
Tax Bill$1,772 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN7924-26-478-024

Property Details

APN / Parcel Number

Primary APN7924-26-478-024
Alternative APN
  • 110/04925-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area839 sqft Living Area
Gross Area2,165 sqft
1st Floor Area839 sqft
Attic Area294 sqft
Basement Area816 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,986 sqft (0.091 acres)
Lot Dimensions66 ft deep x 60 ft wide
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2420 E 12TH ST
CityDES MOINES
StateIA
Zip50316-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 66 F LOT 37 SHOPES ADDITION
Legal Range24W
Legal Township79N
Legal Section26
Legal SubdivisionSHOPES ADD
Legal Lot Number37
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1003
Census Tract1500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2420 E 12TH ST, DES MOINES, IA 50316-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
Nov 12, 2020Deed of Trust, Mortgage
COMMUNITY CHOICE CU
Dec 2, 2019Trustee's Deed, Construction Loan · Construction Mortgage
COMMUNITY CHOICE CU
Dec 2, 2019Warranty Deed, Construction Loan · Construction Mortgage
COMMUNITY CHOICE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleDec 2, 2019 · Amount on Record
Deed Document Number2021-00073802
Deed Book / Page18640 / 953
Record UpdatedJun 7, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 13, 2021
Property Address2420 E 12TH ST, DES MOINES, IA 50316-1913
Document Number202100073802
Book / Page18640 / 953
Instrument DateJul 7, 2021
Instrument2021-00073802
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$199.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 E 12TH ST, DES MOINES, IA 50316-1913

Mortgage

Document Number202100073804
DateJul 13, 2021
Instrument2021-00073804
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address2420 E 12TH ST, DES MOINES, IA 50316-1913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 E WALNUT, ELKHART, IA 50073

Mortgage

Document Number0000054912
DateNov 12, 2020
Book Page18188/790
Instrument2020-00054912
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
AmountAmount Recorded
Term241 Months
DueDec 10, 2040

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPOLK IA
Recording DateDec 2, 2019
Property Address2420 E 12TH ST, DES MOINES, IA 50316-1913
Book / Page017608 / 000530
Instrument DateNov 27, 2019
Instrument48960
Transaction TypeConstruction Loan
Record UpdatedJan 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address827 SW SPRINGFIELD DR ANKENY IA 500238245, ANKENY, IA 50023-8245

Mortgage

Document Number0000048960
DateDec 2, 2019
Book Page017608/000530
Instrument48960
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2020

December 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateDec 2, 2019
Property Address2420 E 12TH ST, DES MOINES, IA 50316-1913
Document Number0000048958
Book / Page017608 / 000526
Instrument DateNov 15, 2019
Instrument48958
Transaction TypeConstruction Loan
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$104.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6701 WESTOWN PKWY #100 WEST DES MOINES IA 502667703, 100, WEST DES MOINES, IA 50266-7703

Mortgage

Document Number48960
DateDec 2, 2019
Book Page017608/000530
Instrument48960
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2020

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,600 (+15.12%) Land $19,000 Building $138,600$157,600 (+15.12%) Land $19,000 Building $138,600
2024$1,772.00 (+1.37%)
2023$136,900 Land $16,300 Building $120,600$136,900 Land $16,300 Building $120,600
2020$1,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

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