Hillsborough County property record for 2420 Clement Rd, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,025 sqft · built 2019 |
| Lot Size | 1.25 acres (54,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,325,000 (Sep 2025) |
| Tax Bill | $9,520 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 033960-4212 |
| Primary APN | 033960-4212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,025 sqft Living Area |
| Gross Area | 5,154 sqft |
| 1st Floor Area | 1,979 sqft |
| 2nd Floor Area | 2,024 sqft |
| Upper Floors Area | 22 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,599 sqft |
| Lot Dimensions | 305 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 489 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0339604212 |
|---|---|
| Street Address | 2420 CLEMENT RD |
| City | LUTZ |
| State | FL |
| Zip | 33549-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | OAKWOOD RESERVE LOT 1 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | OAKWOOD RESERVE |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11006 |
2420 Clement Rd is owned and occupied by an individual who bought it in September 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2420 CLEMENT RD, LUTZ, FL 33549-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Mar 23, 2020 | Grant Deed, Subdivision Related Transfer HILLSBOROUGH TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Mar 23, 2020 · Amount on File |
| Deed Document Number | 2025402241 |
| Prior Transfer Date | Jun 21, 2024 |
| Prior Transfer Doc | 0000272748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 2420 CLEMENT RD, LUTZ, FL 33549-7510 |
| Document Number | 0000402241 |
| Map Reference | MB 131 PG 277 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025402241 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17406 HEATHER OAKS PL, TAMPA, FL 33647-2252 |
| Name | Verified Name |
|---|---|
| Address | 2420 CLEMENT RD, LUTZ, FL 33549-7510 |
| Document Number | 0000402242 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025402242 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 2420 CLEMENT RD, LUTZ, FL 33549-7510 |
| Document Number | 0000118061 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 118061 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 1, 2020 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3160 S FALKENBURG RD RIVERVIEW FL 335782541, RIVERVIEW, FL 33578-2541 |
The 2025 property tax bill for 2420 Clement Rd was $9,520, up 8.5% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $977,904 (+84.27%) Land $252,540 Building $725,364 | $977,904 (+18.15%) Land $252,540 Building $725,364 | |
| 2025 | $9,520.00 (+8.51%) Homeowner's exemption | $530,699 (+2.9%) | $827,675 (+3.34%) Land $202,032 Building $625,643 |
| 2024 | $8,773.00 (+3.25%) Homeowner's exemption | $515,742 (+3%) | $800,919 (-1.95%) Land $168,360 Building $632,559 |
| 2023 | $8,497.00 (+3.55%) Homeowner's exemption | $500,720 (+3%) | $816,887 (+9.97%) Land $210,450 Building $606,437 |
| 2022 | $8,206.00 Homeowner's exemption | $486,136 | $742,834 Land $210,450 Building $532,384 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2420 Clement Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2420 Clement Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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