2420 Breezy Point Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2420 Breezy Point Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1974
Lot Size	0.164 acres (7,130 sqft)
Owner	Company Name on File
Last Sale	$764,974 (Jan 2025)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427843A068`

Property Details

APN / Parcel Number

Primary APN	`427843A068`
Alternative APN	`2-0067-5015-00-2191.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,019 sqft
Basement Area	832 sqft
Finished Basement	819 sqft
Unfinished Basement	13 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427843A068
Street Address	2420 BREEZY POINT LN
City	O FALLON
State	MO
Zip	63368-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #2 LOT 2191
Legal Subdivision	WOOD CREST #2
Legal Lot Number	2191
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4029
Census Tract	311732

Owner

2420 Breezy Point Ln is owned by a company that bought it in January 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	15774 COX RD, WRIGHT CITY, MO 63390-5611
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Intrafamily Transfer, Transfer
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	2025512
Prior Transfer Date	Dec 28, 2024
Prior Transfer Doc	0000000512
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 9, 2024
Property Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508
Document Number	0000001058
Map Reference	MB 17 PG 19
Instrument Date	Jan 8, 2024
Instrument	2024R-001058
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 7, 2020
Property Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508
Document Number	0073660239
Book / Page	7366 / 239
Map Reference	MB 17 PG 19
Instrument Date	Jul 30, 2020
Instrument	20200807000565140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508

Mortgage

Document Number	20200807000565150
Date	Aug 7, 2020
Instrument	20200807000565150

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2017
Property Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508
Document Number	0067340133
Book / Page	6734 / 0133
Map Reference	MB 17 PG 19
Instrument Date	Apr 17, 2017
Instrument	20170426000252590
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 BREEZY POINT LN, O FALLON, MO 63368-3508

Mortgage

Document Number	20170426000252600
Date	Apr 26, 2017
Instrument	20170426000252600

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Breezy Point Ln was $2,671, up 5.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,016 (-)	$236,929 (-) Land $40,000 Building $196,929
2025	$2,671.00 (+5.91%)	$45,016	$236,929 Land $40,000 Building $196,929
2024	$2,522.00
2023		$41,317
2022			$217,456 Land $40,000 Building $177,456

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2420 Breezy Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Breezy Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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