2420 Acadia St, Durham, NC 27704 Property Records

Durham County property record for 2420 Acadia St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,156 sqft · built 1946
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Jul 2005)
Tax Bill$3,019 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN0832-16-2531

Property Details

APN / Parcel Number

Primary APN0832-16-2531
Alternative APNs
  • 0832-16-25-3139
  • 083209162531
  • 109028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,156 sqft Heated Area
1st Floor Area1,156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address2420 ACADIA ST
CityDURHAM
StateNC
Zip27704-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionNORTHGATE RESUB/BLK:I/LT# 10 PL:000016-000089
Legal SubdivisionNORTHGATE
Legal Block1
Legal Lot Number10
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group2
Census Block2010
Census Tract102

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2420 ACADIA ST, DURHAM, NC 27704-4218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2005 · Amount on Record
Deed SaleJul 27, 2005 · Amount on Record
Prior SaleDec 13, 2002 · Amount on Record
Deed Book / Page4888 / 623
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2420 ACADIA ST, DURHAM, NC 27704-4218
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104180665
DateNov 5, 2025
Book Page10418/665
Instrument2025153191
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2420 ACADIA ST, DURHAM, NC 27704-4218
Document Number0083110265
Book / Page008311 / 000265
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2420 ACADIA ST DURHAM NC 277044218, DURHAM, NC 27704-4218

Mortgage

Document Number0083110265
DateNov 17, 2017
Book Page008311/000265
Instrument40620
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,019.00 (+2.51%)$297,137 (-) Land $136,800 Building $160,337$297,137 (-) Land $136,800 Building $160,337
2025$2,945.00 (+42.27%)$297,137 (+88.01%) Land $136,800 Building $160,337$297,137 (+88.01%) Land $136,800 Building $160,337
2023$2,070.00 (+2.37%)$158,041 Land $22,800 Building $135,241$158,041 Land $22,800 Building $135,241
2022$2,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims6 (2016–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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