2420 38th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2420 38th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1959
Lot Size	0.205 acres (8,944 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R53735`

Property Details

APN / Parcel Number

Primary APN	`R53735`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,944 sqft (0.205 acres)
Lot Dimensions	132 ft deep x 67.5 ft wide
Garage Area	400 sqft

Location & Zoning

Street Address	2420 38TH ST
City	LUBBOCK
State	TX
Zip	79412-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	KELLER BLK 1 L 11
Legal Subdivision	KELLER
Legal Block	1
Legal Lot Number	11
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1014
Census Tract	2301

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2420 38TH ST, LUBBOCK, TX 79412-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Sep 5, 2018	Loan Modification, Mortgage FIRST UNITED BK
Jan 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 17, 2025
Deed Sale	Nov 17, 2025
Prior Sale	Jan 11, 2018
Deed Document Number	2025044891
Record Updated	Jun 8, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 17, 2025
Property Address	2420 38TH ST, LUBBOCK, TX 79412-1015
Document Number	0000044891
Map Reference	VOL 366 PG 388
Instrument Date	Nov 17, 2025
Instrument	2025044891
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 64327, LUBBOCK, TX 79464-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 38TH ST, LUBBOCK, TX 79412-1015

Mortgage

Document Number	0000044892
Date	Nov 17, 2025
Instrument	2025044892

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2420 38TH ST, LUBBOCK, TX 79412-1015
Document Number	0000037262
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 38TH ST LUBBOCK TX 794121015, LUBBOCK, TX 79412-1015

Mortgage

Document Number	0000037262
Date	Sep 27, 2018
Instrument	37262

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 26, 2021

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 11, 2018
Property Address	2420 38TH ST, LUBBOCK, TX 79412-1015
Document Number	0000001127
Instrument Date	Mar 24, 2008
Instrument	1127
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64327 LUBBOCK TX 794644327, LUBBOCK, TX 79464-4327

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (-5.37%)	$125,631 (+4.35%) Land $20,000 Building $105,631	$125,631 (+4.35%) Land $20,000 Building $105,631
2024	$2,348.00 (+4.92%)
2023	$2,238.00 (+10.41%)	$120,399 Land $3,713 Building $116,686	$120,399 Land $3,713 Building $116,686
2022	$2,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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