242 Windsor Ave, Cape May, NJ 08204 Property Records

Cape May County and Cape May City property record for 242 Windsor Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,840 sqft · built 1925
Lot Size	0.056 acres (2,450 sqft)
Owner	Individual Name on Record
Last Sale	$467,000 (Dec 2017)
Tax Bill	$5,113 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-01022-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-01022-0000-00003`
Alternative APNs	`020102200003` `334`

Interior

Stories	2 Stories
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	2,450 sqft (0.056 acres)
Lot Dimensions	98 ft deep x 25 ft wide

Location & Zoning

Account Number	334
Street Address	242 WINDSOR AVE
City	CAPE MAY
State	NJ
Zip	08204-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	1022
Legal Lot Number	3
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY
Census Block Group	1
Census Block	1041
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cape May County and Cape May City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2025 FEDERAL ST, PHILADELPHIA, PA 19146-2829
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK
Dec 13, 2017	Grant Deed, Transfer · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Jan 31, 1989 · Amount on Record
Deed Document Number	201738644
Deed Book / Page	3766 / 933
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Recording Date	May 27, 2026
Property Address	242 WINDSOR AVE, CAPE MAY, NJ 08204-5351
Document Number	0000098006
Book / Page	6913 / 456
Instrument Date	May 20, 2026
Instrument	202698006
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WINDSOR AVE, CAPE MAY, NJ 08204-5351

Mortgage

Document Number	0000098006,
Date	May 27, 2026
Book Page	6913/456
Instrument	202698006

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2051

Interest

Rate	6.23%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	242 WINDSOR AVE, CAPE MAY, NJ 08204-5351
Document Number	0061470563
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WINDSOR AVE CAPE MAY NJ 082045351, CAPE MAY, NJ 08204-5351

Mortgage

Document Number	0061470563
Date	Jan 17, 2020
Book Page	006147/000563
Instrument	1819

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 13, 2017
Property Address	242 WINDSOR AVE, CAPE MAY, NJ 08204-5351
Document Number	0037660933
Book / Page	003766 / 000933
Instrument Date	Nov 29, 2017
Instrument	38644
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 FEDERAL ST PHILADELPHIA PA 191462829, PHILADELPHIA, PA 19146-2829

Mortgage

Document Number	59270113
Date	Dec 13, 2017
Book Page	005927/000113
Instrument	38645

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

Source: Cape May County and Cape May City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May City
Elementary School District	Cape May City School District (KG - 06)
Secondary School District	Lower Cape May Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,800 (-) Land $306,600 Building $177,200	$483,800 (-) Land $306,600 Building $177,200
2025		$483,800 (-) Land $306,600 Building $177,200	$483,800 (-) Land $306,600 Building $177,200
2024	$5,113.00 (+2.42%)
2023		$483,800 Land $306,600 Building $177,200	$483,800 Land $306,600 Building $177,200
2022	$4,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	598 units insured incl. 269 condo units
Nearby Flood Claims	344 (1979–2021)
Claims Outside the SFHA	12 of 344
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Coastal Storm, Jan 1992 · 42 claims Hurricane Gloria, Sep 1985 · 119 claims Coastal Storms & Flooding, Mar 1984 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Windsor Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures