Dare County property record for 242 Watersedge Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 2021 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,500 (Dec 2020) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2021 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987312863799 |
| Primary APN | 987312863799 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,446 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987312863799 |
|---|---|
| Street Address | 242 WATERSEDGE DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 58 BLK: SEC: B PL: C SL: 182D |
| Legal Subdivision | WATERSEDGE SUB |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970301 |
Source: Dare County records · APN 987312863799
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE |
| Dec 18, 2020 | Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 2020700089728 |
| Deed Book / Page | 2449 / 462 |
| Prior Transfer Date | Feb 06, 2008 |
| Prior Transfer Doc | 001756/480 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 242 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002589/336 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 2589/336 |
| Instrument | 700112972 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 242 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 LEXIE LN, KILL DEVIL HILLS, NC 27948-7000 |
| Document Number | 002511/487 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2511/487 |
| Instrument | 700099949 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Sep 01, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 242 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046 |
| Document Number | 002449/462 |
| Book / Page | 2449 / 462 |
| Map Reference | CAB C SL 182D,182E |
| Instrument Date | Dec 14, 2020 |
| Instrument | 700089728 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3312 S BUCCANEER DR, 3312, NAGS HEAD, NC 27959-9697 |
| Name | Verified Name |
|---|---|
| Address | 68488 WOODCROFT DR, SAINT CLAIRSVILLE, OH 43950-9116 |
| Document Number | 0700089729 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 700089729 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 16, 2021 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 (+6.5%) | $579,700 (+52.75%) Land $189,900 Building $389,800 | |
| 2023 | $2,371.00 | $379,500 Land $84,400 Building $295,100 | |
| 2020 | $579,700 Land $189,900 Building $389,800 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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