242 Washington Ave, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 242 Washington Ave, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,136 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Apr 2021)
Tax Bill	$21,721 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`OSTE M:138 L:030`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:138 L:030`
Alternative APN	`73137`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,136 sqft Living Area
Gross Area	9,258 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	73137
Street Address	242 WASHINGTON AVE
City	OSTERVILLE
State	MA
Zip	02655-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	30
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2019
Census Tract	13002

Owner

242 Washington Ave is owned by a company that acquired it in July 2022.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	267 COMMONWEALTH AVE, A, BOSTON, MA 02116-1621
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 15, 2022	Deed of Trust, Mortgage · Construction Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jul 15, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2021	Quit Claim Deed, Transfer
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Last Transfer Date	Jul 15, 2022
Transfer Doc	0001463411
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001539129
Date	Feb 19, 2026
Instrument	1539129

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037454-299
Date	Feb 6, 2026
Book Page	37454/299
Instrument	5034

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Feb 5, 2026
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Document Number	037453-164
Book / Page	37453 / 164
Instrument Date	Feb 4, 2026
Instrument	4915
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 COMMONWEALTH AVE # A, A, BOSTON, MA 02116-1621

Mortgage

Document Number	037453-166
Date	Feb 5, 2026
Book Page	37453/166
Instrument	4916

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035310-73
Date	Aug 15, 2022
Book Page	35310/73
Instrument	41129

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 15, 2022
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Document Number	0001463411
Instrument Date	Jul 15, 2022
Instrument	1463411
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 COMMONWEALTH AVE, BOSTON, MA 02116-1621

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Apr 16, 2021
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Document Number	0001425924
Instrument Date	Apr 13, 2021
Instrument	1425924
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 MAIN ST, OSTERVILLE, MA 02655-1542

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jun 15, 2018
Property Address	242 WASHINGTON AVE, OSTERVILLE, MA 02655-2227
Document Number	0001348335
Instrument Date	Apr 5, 2018
Instrument	1348335
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	75 STATE ST BOSTON MA 021091827, BOSTON, MA 02109-1827

Tax Assessment & Valuation

The 2025 property tax bill for 242 Washington Ave was $21,721, up 25.4% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,721.00 (+25.42%)	$2,684,900 (+21.08%) Land $1,074,700 Building $1,610,200	$4,739,930
2024	$17,319.00 (+105.81%)	$2,217,500 (+119.77%) Land $1,074,700 Building $1,142,800
2023	$8,415.00	$1,009,000 Land $977,000 Building $32,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Washington Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Washington Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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