242 Wallace Xing, Todd, NC 28684 Property Records

Watauga County property record for 242 Wallace Xing, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,932 sqft · built 2008
Lot Size	1.72 acres (75,185 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2933-17-5235-000`

Property Details

APN / Parcel Number

Primary APN	`2933-17-5235-000`
Alternative APNs	`2933-17-5139-000` `1768358`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Wood Frame
Lot Area	75,185 sqft (1.72 acres)
Terrain	Rolling
Garage Area	484 sqft
Porch	Porch
Porch Area	314 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1768358
Street Address	242 WALLACE XING
City	TODD
State	NC
Zip	28684-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3R DEER TRACKS, 1.726AC, PB19 PG315
Legal Subdivision	DEER TRACKS
Legal Lot Number	3R
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2000
Census Tract	920100

Owner

242 Wallace Xing is owned and occupied by two individuals.

Source: Watauga County records, as of November 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	242 WALLACE XING, TODD, NC 28684-8003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 16, 2017	Warranty Deed, Transfer · Conventional with PMI COUNTYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	242 WALLACE XING, TODD, NC 28684-8003
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WALLACE XING, TODD, NC 28684-8003

Mortgage

Document Number	0022070198
Date	Jul 23, 2021
Book Page	2207/198
Instrument	709087

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	242 WALLACE XING, TODD, NC 28684-8003
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022600820
Date	Mar 10, 2022
Book Page	2260/820
Instrument	717924

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	242 WALLACE XING, TODD, NC 28684-8003
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022790023
Date	Jun 3, 2022
Book Page	2279/23
Instrument	720965

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	242 WALLACE XING, TODD, NC 28684-8003
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021720848
Date	Mar 10, 2021
Book Page	2172/848
Instrument	703367

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 16, 2017
Property Address	242 WALLACE XING, TODD, NC 28684-8003
Document Number	0019240023
Book / Page	001924 / 000023
Instrument Date	Jun 1, 2017
Instrument	659273
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 WALLACE XING TODD NC 286848003, TODD, NC 28684-8003

Mortgage

Document Number	19240026
Date	Jun 16, 2017
Book Page	001924/000026
Instrument	659274

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$355,700 Land $42,500 Building $313,200
2023	$335,400 Land $42,500 Building $292,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 242 Wallace Xing in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2003–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Wallace Xing is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Wallace Xing

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