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242 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 242 W Central Ave, Winter Haven, FL 33880

Property Summary

Property TypeCommercial Office
Details7,352 sqft · built 1938
Lot Size0.147 acres (6,403 sqft)
OwnerCompany Name on File
Last Sale$35,324,700 (Nov 2019)
Tax Bill$16,655 (2025)
Deeds & MortgagesNov 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-29-621000-024050

Property Details

APN / Parcel Number

Primary APN26-28-29-621000-024050
Alternative APNs
  • 292826621000024050
  • 92826000

Interior

Units2 Units
Stories2 Stories
Building Area7,352 sqft Gross Area
1st Floor Area6,352 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2001
Fire ResistanceMasonry Walls, Wood Interior
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions128 ft deep x 50 ft wide
View / LotAgricultural
Canopy448 sqft

Location & Zoning

Street Address242 W CENTRAL AVE
CityWINTER HAVEN
StateFL
Zip33880-2957
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeBR
Legal DescriptionWINTER HAVEN DB M PG 160 TIER 2 BLK 4 LOT 5
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionWINTER HAVEN
Legal Tract621000
Legal Block4
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2027
Census Tract13701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Winter Haven Historic District
listed 2002 · 26 contributing resources · NRIS 01001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

242 W Central Ave, a commercial property, is owned by a company that bought it in November 2019.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address56 4TH ST NW, 200, WINTER HAVEN, FL 33881-4613
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2019 · Amount on File
Deed SaleNov 6, 2019 · Amount on File
Prior SaleDec 8, 2011 · Amount on File
Deed Document Number2019236265
Deed Book / Page11033 / 101
Prior Transfer DateJun 7, 2011
Prior Transfer Doc0084130619
Record UpdatedOct 29, 2026

November 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateNov 6, 2019
Property Address242 W CENTRAL AVE, WINTER HAVEN, FL 33880-2957
Document Number0110330101
Book / Page011033 / 000101
Instrument DateNov 5, 2019
Instrument236265
Transaction TypeTransfer
Record UpdatedDec 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$247,272.90
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 4TH ST NW #200 WINTER HAVEN FL 338814613, 200, WINTER HAVEN, FL 33881-4613

Mortgage

Document Number110330168
DateNov 6, 2019
Book Page011033/000168
Instrument236271
Lender
NameDBR INVESTMENTS CO LTD
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2865
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 242 W Central Ave was $16,655, up 1.8% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$859,340 (-1.85%) Land $83,252 Building $776,088$859,340 (-1.85%) Land $83,252 Building $776,088
2025$16,655.00 (+1.78%)$875,514 Land $83,252 Building $792,262$875,514 Land $83,252 Building $792,262
2024$16,363.00 (-6.04%)
2023$17,415.00 (+6.29%)$904,392 (+6.58%) Land $83,252 Building $821,140$904,392 (+6.58%) Land $83,252 Building $821,140
2022$16,384.00$848,560 Land $83,252 Building $765,308$848,560 Land $83,252 Building $765,308

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 242 W Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 242 W Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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