242 Union St S, Concord, NC 28025 Property Records

Cabarrus County property record for 242 Union St S, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	5 bd · 3.5 ba · 3,776 sqft · built 1910
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (Jul 2020)
Tax Bill	$3,859 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 05 6741`

Property Details

APN / Parcel Number

Primary APN	`5630 05 6741`
Alternative APNs	`12036 0136.000000` `40108`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	3,776 sqft Total Area
1st Floor Area	1,802 sqft
Upper Floors Area	1,442 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	176 ft deep x 81 ft wide
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Slab
Porch Area	244 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40108
Street Address	242 UNION ST S
City	CONCORD
State	NC
Zip	28025-5049
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RV
Legal Description	WEST SIDE UNION ST S
Legal Subdivision	SOUTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1020
Census Tract	42202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

242 Union St S, a historical building, is owned by two individuals who bought it in July 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 UNION ST S, CONCORD, NC 28025-5049
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Mar 5, 2002 · Amount on File
Deed Book / Page	14380 / 333
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 31, 2020
Property Address	242 UNION ST S, CONCORD, NC 28025-5049
Document Number	0014380333
Book / Page	14380 / 333
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5651 OLD SALISBURY CONCORD RD, 5651, KANNAPOLIS, NC 28083-8615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 UNION ST S, CONCORD, NC 28025-5049

Mortgage

Document Number	0014380336
Date	Jul 31, 2020
Instrument	14380/336

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,210 Land $107,000 Building $381,210
2024			$488,210 (+53.37%) Land $107,000 Building $381,210
2023	$3,859.00 Additional exemption filed	$318,330 Land $55,000 Building $263,330	$318,330 Land $55,000 Building $263,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Union St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Union St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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