242 Troy Rd, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca Town property record for 242 Troy Rd, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 1995
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,500 (Jul 2022)
Tax Bill	$10,730 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503089 45.-2-14.27`

Property Details

APN / Parcel Number

Primary APN	`503089 45.-2-14.27`
Alternative APN	`308904500000020140270000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	944 sqft
Upper Floors Area	176 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	99,317 sqft (2.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	242 TROY RD
City	ITHACA
State	NY
Zip	14850-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	14.027
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1030
Census Tract	1100

Owner

Source: Tompkins County and Ithaca Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 TROY RD, ITHACA, NY 14850-9473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Sep 17, 2021	Warranty Deed, Transfer
Sep 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	20228606
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	0529853001
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jul 29, 2022
Property Address	242 TROY RD, ITHACA, NY 14850-9473
Document Number	0000008606
Instrument Date	Jul 26, 2022
Instrument	2022-08606
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 SUNSET DR, LANSING, NY 14882-8931

Mortgage

Document Number	0000008607
Date	Jul 29, 2022
Instrument	2022-08607

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 17, 2021
Property Address	242 TROY RD, ITHACA, NY 14850-9473
Document Number	937
Instrument Date	Sep 15, 2021
Instrument	2021-10937
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIDGECREST RD, ITHACA, NY 14850-9449

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 17, 2021
Property Address	242 TROY RD, ITHACA, NY 14850-9473
Document Number	0000000937
Instrument Date	Sep 15, 2021
Instrument	2021-10937
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIDGECREST RD, ITHACA, NY 14850-9449

Tax Assessment & Valuation

Source: Tompkins County and Ithaca Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Ithaca Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,730.00
2025		$420,000 (+5%) Land $48,800 Building $371,200	$420,000 (+5%) Land $48,800 Building $371,200
2023		$400,000 Land $48,800 Building $351,200	$400,000 Land $48,800 Building $351,200
2019	$4,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA TOWN WD serves 13,000 people · EPA ID NY5404419
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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