242 Silver Hill Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 242 Silver Hill Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,167 sqft · built 1978
Lot Size	1.3 acres (56,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jul 2019)
Tax Bill	$21,064 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:00002J B:01384-00040`

Property Details

APN / Parcel Number

Primary APN	`M:00002J B:01384-00040`
Alternative APNs	`CONC M:2J B:1384 L:40` `145`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,167 sqft Living Area
Gross Area	6,240 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,970 sqft (1.3 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	145
Street Address	242 SILVER HILL RD
City	CONCORD
State	MA
Zip	01742-5338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	1384
Legal Lot Number	40
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5001
Census Tract	361300

Owner

242 Silver Hill Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 SILVER HILL RD, CONCORD, MA 01742-5338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Jul 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	May 26, 1993 · Amount on File
Deed Document Number	2019103428
Deed Book / Page	72954 / 46
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	72954-46
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	242 SILVER HILL RD, CONCORD, MA 01742-5338
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079894-574
Date	Mar 29, 2022
Book Page	79894/574
Instrument	46903

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 19, 2019
Property Address	242 SILVER HILL RD, CONCORD, MA 01742-5338
Document Number	72954-46
Book / Page	072954 / 000046
Instrument Date	Jul 18, 2019
Instrument	103428
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,902.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 SILVER HILL RD CONCORD MA 017425338, CONCORD, MA 01742-5338

Mortgage

Document Number	72954-60
Date	Jul 19, 2019
Book Page	072954/000060
Instrument	103433

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 242 Silver Hill Rd was $21,064, up 10,646.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,064.00 (+10,646.94%)	$1,614,100 (+8.78%) Land $623,400 Building $990,700	$1,621,596 (+2.32%)
2025	$196.00 (-98.99%)	$1,483,800 (-) Land $593,800 Building $890,000	$1,584,790
2024	$19,482.00 (+19%)	$1,483,800 (+17.46%) Land $593,800 Building $890,000
2023	$16,371.00	$1,263,200 Land $539,800 Building $723,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Silver Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Silver Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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