242 S Joseph Ave, Kerman, CA 93630 Property Records

Fresno County property record for 242 S Joseph Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2007
Lot Size	0.328 acres (14,268 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Oct 2019)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-360-20S`

Property Details

APN / Parcel Number

Primary APN	`020-360-20S`
Alternative APN	`02036020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	14,268 sqft (0.328 acres)
Lot Dimensions	116 ft deep x 123 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	242 S JOSEPH AVE
City	KERMAN
State	CA
Zip	93630-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 20 VINEYARD PHASE I TRACT NO 5515
Legal Subdivision	5515 VINEYARD PH I
Legal Tract	5515
Legal Lot Number	20
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2010
Census Tract	4004

Owner

Source: Fresno County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16161 W SAN JOAQUIN AVE, KERMAN, CA 93630-8924
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 18, 2019	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2019124965
Last Transfer Date	Aug 6, 2024
Transfer Doc	0000072772
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	242 S JOSEPH AVE, KERMAN, CA 93630-9114
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034587
Date	Apr 8, 2019
Instrument	2019-0034587

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	242 S JOSEPH AVE, KERMAN, CA 93630-9114
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 S JOSEPH AVE, KERMAN, CA 93630-9114

Mortgage

Document Number	0000190170
Date	Nov 17, 2021
Instrument	2021-0190170

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 18, 2019
Property Address	242 S JOSEPH AVE, KERMAN, CA 93630-9114
Document Number	0000124965
Map Reference	MB 75 PG 92-95
Instrument Date	Oct 2, 2019
Instrument	2019-0124965
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 S JOSEPH AVE, KERMAN, CA 93630-9114

Mortgage

Document Number	0000124966
Date	Oct 18, 2019
Instrument	2019-0124966

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000124968
Date	Oct 18, 2019
Instrument	2019-0124968

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,608 (+2%) Land $78,084 Building $217,524
2025	$3,515.00 (+4.64%)	$289,812 (+4.04%) Land $76,553 Building $213,259
2023	$3,359.00 (+1.08%)	$278,560 Land $73,581 Building $204,979
2022	$3,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Joseph Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures