AMERICAN HOME TITLE AGENCY, AMERICAN HOMES TITLE AGENCY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,700.00
Amount Accuracy
Full Amount Stated
Additional
Notice of Foreclosure Sale
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
55 WILDWAY, BRONXVILLE, NY 10708-5917
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5173 MERRICK RD, MASSAPEQUA PARK, NY 11762-3728
Mortgage
Document Number
0653003140
Date
Oct 30, 2025
Instrument
653003140
Lender
Name
WINTRUST MORTGAGE
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
359 Months
Due
Sep 1, 2055
June 2023: Referee's Deed, Foreclosure
Document Type
Referee's Deed
Jurisdiction
WESTCHESTER NY
Recording Date
Jun 7, 2023
Property Address
242 S 1ST AVE, MOUNT VERNON, NY 10550-3936
Document Number
0630933402
Map Reference
MAP 144
Instrument Date
Apr 4, 2023
Instrument
630933402
Transaction Type
Foreclosure
Record Updated
Jun 26, 2023
Transaction
Amount
Amount on Record
Tax
$1,178.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
25 ROBERT PITT DR STE 206, 206, MONSEY, NY 10952-3366
August 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
WESTCHESTER NY
Recording Date
Aug 2, 2019
Property Address
242 S 1ST AVE, MOUNT VERNON, NY 10550-3936
Document Number
0583303189
Book / Page
058330 / 003189
Instrument Date
Nov 29, 2018
Transaction Type
Transfer
Record Updated
Aug 21, 2019
Title Company
CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE INS AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,155.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
242 S 1ST AVE MOUNT VERNON NY 105503936, MOUNT VERNON, NY 10550-3936
Mortgage
Document Number
583433010
Date
Aug 2, 2019
Book Page
058343/003010
Lender
Name
FE FUNDING RAI LLC
Address
1330 LAUREL AVE # 104, SEA GIRT, NJ 08750-2319
Agreement
Type
Conventional with PMI
Amount
Amount on Record
March 2018: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
WESTCHESTER NY
Recording Date
Mar 15, 2018
Property Address
242 S 1ST AVE, MOUNT VERNON, NY 10550-3936
Document Number
0580573562
Book / Page
058057 / 003562
Instrument Date
Mar 6, 2018
Transaction Type
Foreclosure
Record Updated
Mar 23, 2018
Transaction
Tax
$0.00
Additional
Lis Pendens
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132
Tax Assessment & Valuation
The 2026 property tax bill for 242 S 1st Ave was $13,694, down 12% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
Property Jurisdictions
Type
Name
State
New York
County
Westchester County
Municipality
Mount Vernon City
Unified School District
Mount Vernon School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$13,694.00 (-11.99%)
2025
$15,560.00
$10,100 (+57.81%)Land $3,000Building $7,100
$561,111 (+68.33%)Land $166,667Building $394,444
2024
$6,400 (-)Land $3,000Building $3,400
$333,333 (-10.94%)Land $156,250Building $177,083
2023
$6,400 (-)Land $3,000Building $3,400
$374,269 (+17.54%)Land $175,439Building $198,830
2022
$6,400Land $3,000Building $3,400
$318,408Land $149,254Building $169,154
2020
$9,437.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 242 S 1st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
1 (2026)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Feb 2026 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 242 S 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source
Purchased surface water from several systems
Last State Inspection
Jul 2025
Lead
7 ppb (2025–2027) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area