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242 Rose St, Fillmore, CA 93015 Property Records

Ventura County property record for 242 Rose St, Fillmore, CA 93015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,327 sqft
Lot Size0.142 acres (6,194 sqft)
Owner2 Individual Names on File
Last Sale$795,000 (Aug 2025)
Tax Bill$11,670 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN054-0-092-185

Property Details

APN / Parcel Number

Primary APN054-0-092-185
Alternative APN
  • 540010395

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,327 sqft Living Area
1st Floor Area975 sqft
2nd Floor Area1,352 sqft

Exterior

Lot Area6,194 sqft (0.142 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area145 sqft

Location & Zoning

Street Address242 ROSE ST
CityFILLMORE
StateCA
Zip93015-2087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 552004 LOT: 138 REF: 168MR 26
Legal SubdivisionTRACT 5520 4
Legal Tract552004
Legal Block92
Legal Lot Number138
JurisdictionVENTURA CA
Township / Civil DivisionFILLMORE
Census Block Group1
Census Block1001
Census Tract302

Owner

242 Rose St is owned and occupied by two individuals who bought it in August 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address242 ROSE ST, FILLMORE, CA 93015-2087
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 29, 2021Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on File
Deed SaleAug 28, 2025 · Amount on File
Prior SaleJan 29, 2021 · Amount on File
Deed Document Number202561609
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address242 ROSE ST, FILLMORE, CA 93015-2087
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 ROSE ST, FILLMORE, CA 93015-2087

Mortgage

Document Number0000056162
DateAug 22, 2023
Instrument2023000056162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueFeb 1, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateJan 29, 2021
Property Address242 ROSE ST, FILLMORE, CA 93015-2087
Document Number0000018312
Map ReferenceMB 168 PG 26-38
Instrument DateDec 29, 2020
Instrument20210129-00018312
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address242 ROSE ST, FILLMORE, CA 93015-2087

Mortgage

Document Number0000018313
DateJan 29, 2021
Instrument20210129-00018313
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 242 Rose St was $11,670, up 5.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityFillmore City
Unified School DistrictFillmore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$795,000 (+3%) Land $517,000 Building $278,000
2025$11,670.00 (+5.26%) Homeowner's exemption$611,561 Land $397,253 Building $214,308
2024$11,087.00 (+1.44%)
2023$10,930.00 (+5.45%) Homeowner's exemption$587,814 Land $381,827 Building $205,987
2022$10,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 242 Rose St in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims7 (1978–2024)
Most Recent ClaimFeb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Rose St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFILLMORE WATER DEPT
serves 16,419 people · EPA ID CA5610002
Water SourceGroundwater
Last State InspectionMar 2023
Also Mapped HereUNITED WTR CONS DIST
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Rocket Broadband.

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