242 Rio Mesa Ct, Galt, CA 95632 Property Records

Sacramento County property record for 242 Rio Mesa Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,019 sqft · built 1989
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Mar 2003)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`148-0400-076-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0400-076-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,019 sqft Living Area
1st Floor Area	1,019 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	242 RIO MESA CT
City	GALT
State	CA
Zip	95632-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	REYNOLDS RANCH 03, LOT 151
Legal Subdivision	REYNOLDS RANCH 03
Legal Lot Number	151
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4013
Census Tract	9502

Owner

242 Rio Mesa Ct is owned and occupied by two individuals who bought it in March 2003.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 RIO MESA CT, GALT, CA 95632-1865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2003 · Amount on File
Deed Sale	Mar 5, 2003 · Amount on File
Prior Sale	Mar 5, 2003 · Amount on File
Deed Book / Page	20030305 / 1690
Prior Transfer Date	Feb 13, 2003
Prior Transfer Doc	2003001689
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	242 RIO MESA CT, GALT, CA 95632-1865
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 RIO MESA CT, GALT, CA 95632-1865

Mortgage

Document Number	0000000511
Date	Jul 30, 2025
Instrument	202507300511

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2019
Property Address	242 RIO MESA CT, GALT, CA 95632-1865
Document Number	1903061172
Instrument Date	Feb 16, 2019
Instrument	1903061172
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	242 RIO MESA CT GALT CA 956321865, GALT, CA 95632-1865

Tax Assessment & Valuation

The 2025 property tax bill for 242 Rio Mesa Ct was $2,806 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$256,114 (+2%) Land $73,415 Building $182,699
2025	$2,806.00 (+4.55%) Homeowner's exemption	$251,093 Land $71,976 Building $179,117
2024	$2,684.00 (+1.74%)
2023	$2,638.00 (+4.27%) Homeowner's exemption	$241,344 Land $69,182 Building $172,162
2022	$2,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 242 Rio Mesa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Rio Mesa Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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