Chester County property record for 242 Ridge Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,657 sqft · built 1870 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Feb 2019) |
| Tax Bill | $958 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-5-210.1 |
| Primary APN | 21-5-210.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,657 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Old Style |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 87,120 sqft |
| View / Lot | Neighborhood |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 242 RIDGE RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2 AC DWG & BLDGS |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 311000 |
242 Ridge Rd is owned and occupied by two individuals who bought it in February 2019.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 RIDGE RD, SPRING CITY, PA 19475-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 22, 2019 | Deed, Transfer · VA Mortgage TRIDENT MORTGAGE COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on File |
| Deed Sale | Feb 22, 2019 · Amount on File |
| Prior Sale | Jul 1, 1985 · Amount on File |
| Deed Document Number | 201911652804 |
| Deed Book / Page | 9884 / 1659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 242 RIDGE RD, SPRING CITY, PA 19475-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102811379 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 10281/1379 |
| Instrument | 11763896 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Feb 22, 2019 |
| Property Address | 242 RIDGE RD, SPRING CITY, PA 19475-2227 |
| Document Number | 0098841659 |
| Book / Page | 9884 / 1659 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 11652804 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 RIDGE RD, SPRING CITY, PA 19475-2227 |
| Document Number | 0011652805 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 11652805 |
| Name | TRIDENT MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 242 Ridge Rd was $958.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $958.00 | $220,310 Land $39,000 Building $181,310 | $229,600 Land $39,000 Building $190,600 |
| 2024 | $9,049.00 | $220,310 Land $39,000 Building $181,310 | |
| 1998 | $229,600 Land $39,000 Building $190,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 242 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures