242 Penny Ln, Brandon, MS 39042 Property Records

Rankin County property record for 242 Penny Ln, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,760 sqft · built 2013
Lot Size	0.207 acres (9,048 sqft)
Owner	Individual Name on Record
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I09P000001 00700`

Property Details

APN / Parcel Number

Primary APN	`I09P000001 00700`
Alternative APN	`70510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,760 sqft Adjusted Area
1st Floor Area	1,955 sqft
2nd Floor Area	235 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,048 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	70510
Street Address	242 PENNY LN
City	BRANDON
State	MS
Zip	39042-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 AMBIANCE PHASE 2
Legal Range	03E
Legal Township	05N
Legal Section	03
Legal Subdivision	AMBIANCE PHASE 2
Legal Phase	2
Legal Lot Number	70
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	20103

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 PENNY LN, BRANDON, MS 39042-7558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Aug 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025
Deed Sale	Nov 7, 2025
Prior Sale	Feb 15, 2024 · Amount on Record
Deed Book / Page	2025 / 25965
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 7, 2025
Property Address	242 PENNY LN, BRANDON, MS 39042-7558
Document Number	0000025965
Book / Page	2025 / 25965
Map Reference	CAB D SL 150
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3678 CAVALIER DR, JACKSON, MS 39216-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 PENNY LN, BRANDON, MS 39042-7558

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	242 PENNY LN, BRANDON, MS 39042-7558
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087753
Date	Aug 22, 2022
Book Page	3022/87753

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Feb 15, 2024
Property Address	242 PENNY LN, BRANDON, MS 39042-7558
Document Number	0000003301
Book / Page	2024 / 3301
Map Reference	CAB D SL 1560
Instrument Date	Feb 2, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 66046, HAMPTON, VA 23665-6046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 PENNY LN, BRANDON, MS 39042-7558

Mortgage

Document Number	0302410200
Date	Feb 15, 2024
Instrument	3024/10200

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Aug 22, 2022
Property Address	242 PENNY LN, BRANDON, MS 39042-7558
Document Number	0000020358
Book / Page	2022 / 20358
Instrument Date	Aug 22, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 PENNY LN, BRANDON, MS 39042-7558

Mortgage

Document Number	0302287753
Date	Aug 22, 2022
Instrument	3022/87753

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+0.03%) Homeowner's exemption	$26,886 (-)
2024	$3,258.00 (-25.33%) Homeowner's exemption	$26,886 (+6.49%)	$268,860 (+6.49%) Land $35,000 Building $233,860
2023		$25,248
2021			$252,480 Land $35,000 Building $217,480
2019	$4,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS.

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