242 Park Pl, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 242 Park Pl, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,078 sqft · built 1900
Lot Size	0.063 acres (2,760 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (Jul 2023)
Tax Bill	$5,069 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.57-2-36`

Property Details

APN / Parcel Number

Primary APN	`421500 39.57-2-36`
Alternative APN	`150003905700020360000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,078 sqft Total Area
1st Floor Area	1,039 sqft
2nd Floor Area	1,039 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,760 sqft (0.063 acres)
Lot Dimensions	92 ft deep x 30 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	242 PARK PL
City	SCHENECTADY
State	NY
Zip	12305-1207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	36.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2000
Census Tract	20300

Owner

242 Park Pl, a duplex, is owned by an individual who acquired it in January 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14 BRADT RD, REXFORD, NY 12148-1103
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Jun 2, 1994 · Amount on File
Deed Document Number	202340974
Deed Book / Page	2112 / 36
Last Transfer Date	Jan 30, 2025
Transfer Doc	0000005093
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 19, 2023
Property Address	242 PARK PL, SCHENECTADY, NY 12305-1207
Document Number	0000040974
Book / Page	2112 / 236
Map Reference	CAB B PG 59
Instrument Date	Jul 7, 2023
Instrument	202340974
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 BRADT RD, REXFORD, NY 12148-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BRADT RD, REXFORD, NY 12148-1103

Mortgage

Document Number	0000040975
Date	Jul 19, 2023
Instrument	202340975

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	242 PARK PL, SCHENECTADY, NY 12305-1207
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	PRIORITY 1 ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 PARK PL, SCHENECTADY, NY 12305-1207

Mortgage

Document Number	0000026148
Date	May 17, 2022
Book Page	5226/970
Instrument	202226148

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 242 Park Pl was $5,069, up 3.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,069.00 (+3.87%)
2025	$4,880.00	$76,100 Land $11,400 Building $64,700	$126,014 Land $18,877 Building $107,137
2023		$76,100 (-) Land $11,400 Building $64,700	$96,329 (+3.8%) Land $14,430 Building $81,899
2022		$76,100 Land $11,400 Building $64,700	$92,805 Land $13,902 Building $78,903
2021	$3,359.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 242 Park Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 242 Park Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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