Lorain County property record for 242 Olive St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,130 sqft Living Area |
| Lot Size | 5,227 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,500 (2003) |
| Tax Bill | $1,798.00 (2025) |
| Primary APN | 06-25-018-105-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,130 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| 2nd Floor | 259 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.119 acres) |
| Depth X Width | 135 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 140 sqft Deck |
|---|---|
| Patio Area | 260 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 242 OLIVE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW CENTER ALLOT 40 X 135 S/L 14 |
| Legal Subdivision | NEW CENTER ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 105 |
| Legal Lot Number | 14 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 70700 |
Source: Lorain County records · APN 06-25-018-105-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 242 OLIVE ST, ELYRIA, OH 44035-4018 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2003 · Amount on Record |
| Deed Sale | Aug 28, 2003 · Amount on Record |
| Prior Sale | Jul 31, 2000 |
| Deed Doc Number | 2003005415 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 242 OLIVE ST, ELYRIA, OH 44035-4018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 242 OLIVE ST, ELYRIA, OH 44035-4018 |
| Document Number | 0000907153 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023-0907153 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 242 OLIVE ST, ELYRIA, OH 44035-4018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210842588 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021-0842588 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 | $38,190 (+0.01%) Land $9,690 Building $28,500 | $109,100 (-) Land $27,680 Building $81,420 |
| 2024 | $1,798.00 (+0.17%) | $38,185 (+15.86%) Land $9,688 Building $28,497 | $109,100 (+15.87%) Land $27,680 Building $81,420 |
| 2023 | $1,795.00 (+0.34%) | $32,957 (+0.02%) Land $7,753 Building $25,204 | $94,160 (-) Land $22,150 Building $72,010 |
| 2022 | $1,789.00 | $32,950 Land $7,750 Building $25,200 | |
| 2021 | $94,160 Land $22,150 Building $72,010 |
242 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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