242 Old Mill Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 242 Old Mill Rd, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Feb 2017)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jun 2021 Refinance Oct 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:142 L:130`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:142 L:130`
Alternative APN	`79300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	3,852 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	79300
Street Address	242 OLD MILL RD
City	OSTERVILLE
State	MA
Zip	02655-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	130
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3011
Census Tract	13002

Owner

242 Old Mill Rd is owned by two individuals who bought it in February 2017.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 COFFEY ST, DORCHESTER, MA 02122-2357
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Aug 8, 2018	Deed of Trust, Mortgage HANSCOM FCU
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Dec 20, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 7, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Transfer Doc	0001314595
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001432512
Date	Jun 25, 2021
Instrument	1432512

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001443370
Date	Oct 29, 2021
Instrument	1443370

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001352056
Date	Aug 8, 2018
Instrument	1352056

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001394217
Date	Apr 14, 2020
Instrument	1394217

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001414613
Date	Dec 15, 2020
Instrument	1414613

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Document Number	0001338464
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001338464
Date	Jan 16, 2018
Instrument	1338464

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 20, 2017
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Document Number	0001336964
Instrument Date	Dec 10, 2017
Instrument	1336964
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 COFFEY ST BOSTON MA 021222357, BOSTON, MA 02122-2357

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Feb 7, 2017
Property Address	242 OLD MILL RD, OSTERVILLE, MA 02655-1755
Document Number	0001314595
Instrument Date	Feb 3, 2017
Instrument	1314595
Transaction Type	Transfer
Record Updated	Mar 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COFFEY ST BOSTON MA 021222357, BOSTON, MA 02122-2357

Mortgage

Document Number	1314596
Date	Feb 7, 2017
Instrument	1314596

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 242 Old Mill Rd was $5,771, up 6.8% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,771.00 (+6.81%)	$713,300 (+3.11%) Land $210,400 Building $502,900	$776,530
2024	$5,403.00 (+3.64%)	$691,800 (+10.69%) Land $210,400 Building $481,400
2023	$5,213.00	$625,000 Land $191,300 Building $433,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Old Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Old Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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