Gallia County property record for 242 Oak Dr, Gallipolis, OH 45631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1959 |
| Lot Size | 0.315 acres (13,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jun 2017) |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00800904300 |
| Primary APN | 00800904300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 13,700 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 566 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 242 OAK DR |
|---|---|
| City | GALLIPOLIS |
| State | OH |
| Zip | 45631-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 38 SPG VLY V270 P 13 ESTATES SUBDIV 1121 X100 X153.2X55X30X20 V601 P959 |
| Legal Subdivision | SPRING VALLEY ESTATES SUBDIVISION NO 1 |
| Legal Lot Number | 38 |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 953901 |
Source: Gallia County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 242 OAK DR, GALLIPOLIS, OH 45631-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| Jun 28, 2017 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Nov 27, 2000 · Amount on Record |
| Deed Document Number | 20171795 |
| Deed Book / Page | 601 / 959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 242 OAK DR, GALLIPOLIS, OH 45631-1413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000693/210 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 693/210 |
| Instrument | 22-2781 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Jun 28, 2017 |
| Property Address | 242 OAK DR, GALLIPOLIS, OH 45631-1413 |
| Document Number | 000601/959 |
| Book / Page | 601 / 959 |
| Map Reference | MB 3 PG 52-54 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 17-1795 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 242 OAK DR, GALLIPOLIS, OH 45631-1413 |
| Document Number | 601/962 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 601/962 |
| Instrument | 17-1796 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Green Township |
| Unified School District | Gallipolis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255.00 (-10.42%) | $48,170 (-) Land $9,440 Building $38,730 | |
| 2024 | $137,620 (-) Land $26,960 Building $110,660 | ||
| 2023 | $1,401.00 | $48,170 Land $9,440 Building $38,730 | $137,620 Land $26,960 Building $110,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2014–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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