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242 NW Zack Dr, Lake City, FL 32055 Property Records

Columbia County property record for 242 NW Zack Dr, Lake City, FL 32055 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,585 sqft Living Area
Lot Size23,522 sqft (0.54 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2017)
Tax Bill$2,233.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-3S-16-02372-261
Alternative APN
  • R02372261

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,585 sqft Living Area
Gross Area2,480 sqft Gross Area
1st Floor1,585 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached Garage
Garage Area588 sqft Garage
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address242 NW ZACK DR
CityLAKE CITY
StateFL
Zip32055-5072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 61 EMERALD LAKES PHASE 2.
Legal Range16E
Legal Township03S
Legal Section28
Legal SubdivisionEMERALD LAKES PHASE 2
Legal Phase2
Legal Lot Number61
JurisdictionCOLUMBIA FL
Minor Civil DivisionLAKE CITY
Census Blockgroup2
Census Block2016
Census Tract110201

Owner

Source: Columbia County records · APN 28-3S-16-02372-261

Assessment roll updated January 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing AddressPO BOX 1152, LAKE CITY, FL 32056-1152
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jan 17, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
VYSTAR CU
Sep 18, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Sep 18, 2017
  • Deed Sale Price on Sep 18, 2017
  • Prior Sale Amount on Jun 25, 2001
Deed Doc Number201717093
Deed Book / Page1344 / 968
Prior Transfer DateApr 05, 2006
Prior Transfer Doc0010792457
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address242 NW ZACK DR, LAKE CITY, FL 32055-5072
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 NW ZACK DR, LAKE CITY, FL 32055-5072

Mortgage

Document Number0015581517
DateJan 16, 2026
Book Page1558/1517
Instrument202612001094
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 01, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address242 NW ZACK DR, LAKE CITY, FL 32055-5072
Document Number0014041467
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedMar 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 NW ZACK DR LAKE CITY FL 320555072, LAKE CITY, FL 32055-5072

Mortgage

Document Number0014041467
DateJan 29, 2020
Book Page001404/001467
Instrument12002367
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJan 28, 2035

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateSep 18, 2017
Property Address242 NW ZACK DR, LAKE CITY, FL 32055-5072
Document Number0013440968
Book / Page001344 / 000968
Instrument DateSep 08, 2017
Instrument12017093
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyABSTRACT TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1152 LAKE CITY FL 320561152, LAKE CITY, FL 32056-1152

Mortgage

Document Number13440969
DateSep 18, 2017
Book Page001344/000969
Instrument12017094
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 17, 2047

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$175,532 (+3%)$256,199 (-1.09%) Land $35,000 Building $221,199
2025$170,419 (+5.99%)$259,017 (+14.9%) Land $35,000 Building $224,017
2024$2,233.00 (+2.81%)
2023$2,172.00 (+3.13%) Homeowner's exemption$160,792 (+3%)$225,433 (+10.83%) Land $28,000 Building $197,433
2022$2,106.00 Homeowner's exemption$156,109$203,400 Land $22,000 Building $181,400

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