242 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 242 N Whitney St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1955
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$1,983 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN105760-0000

Property Details

APN / Parcel Number

Primary APN105760-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions137 ft deep x 100 ft wide
Garage TypeCarport
Garage Area572 sqft
CarportCarport
Carport Area572 sqft
Parking Spaces2 Parking Spaces
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address242 N WHITNEY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-30 OSCEOLA ACRES N47.5FT LOT 11 & ALL LOT 12 BLK 71 OROR179/266 & 4333/1794(Q/C)
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionOSCEOLA ACRES
Legal Block71
Legal Lot Number11,12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2052
Census Tract20300

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address242 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · Line of Credit
IAA CU
Aug 24, 2017Deed of Trust, Mortgage · Line of Credit
IAA CU
Feb 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address242 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443

Mortgage

Document Number0057860680
DateJul 3, 2023
Book Page5786/680
Instrument2023051714
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 2, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address242 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044261149
DateAug 24, 2017
Book Page4426/1149
Instrument2017059011
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 21, 2017
Property Address242 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443
Document Number0043331794
Book / Page004333 / 001794
Instrument DateFeb 14, 2017
Instrument12432
Transaction TypeTransfer
Record UpdatedMar 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address242 N WHITNEY ST ST AUGUSTINE FL 320840443, ST AUGUSTINE, FL 32084-0443

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,178 (+2.7%)$309,464 (+5.86%) Land $130,000 Building $179,464
2025$1,983.00 (+8.9%) Homeowner's exemption$138,440 (+5.99%)$292,347 (+20.07%) Land $130,000 Building $162,347
2024$1,821.00 (+3.29%)
2023$1,763.00 (+4.38%) Homeowner's exemption$130,619 (+3%)$243,472 (+1.62%) Land $82,320 Building $161,152
2022$1,689.00 Homeowner's exemption$126,815$239,594 Land $82,320 Building $157,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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