242 N State St, Ansonia, CT 06401 Property Records

Ansonia City property record for 242 N State St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,318 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2023)
Tax Bill	$4,902 (2026)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`34480`

Property Details

APN / Parcel Number

Primary APN	`34480`
Alternative APN	`ANSO M:041 B:0045 L:0000`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	1,304 sqft
Attic	Attic
Attic Area	1,014 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34480
Street Address	242 N STATE ST
City	ANSONIA
State	CT
Zip	06401-3045
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	45
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1003
Census Tract	125400

Owner

242 N State St, a duplex, is owned and occupied by an individual who bought it in October 2023.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	242 N STATE ST, ANSONIA, CT 06401-3045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 31, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Dec 20, 2018	Deed of Trust, Mortgage · Conventional with PMI SACHEM CAP CORP
Dec 21, 2018	Warranty Deed, Transfer UNKNOWN
Jul 2, 2018	Foreclosure
Aug 24, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jul 2, 2018
Deed Book / Page	616 / 795
Transfer Doc	000561-761
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000624-674
Date	Aug 30, 2024
Book Page	624/674
Instrument	1951910005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Oct 13, 2023
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	000616-795
Book / Page	616 / 795
Instrument Date	Oct 4, 2023
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MOUNTAIN GROVE ST, BRIDGEPORT, CT 06605-2137

Mortgage

Document Number	1917960016
Date	Oct 13, 2023
Instrument	1917960016

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	000616-813
Date	Oct 13, 2023
Book Page	616/813
Instrument	1917970007

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	575-515
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	242 N STATE ST ANSONIA CT 064013045, ANSONIA, CT 06401-3045

Mortgage

Document Number	575-515
Date	Feb 6, 2020
Book Page	000575/000515

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	565-423
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	546 W MCKINLEY AVE ANSONIA CT 06401, ANSONIA, CT 06401

Mortgage

Document Number	565-423
Date	Dec 21, 2018
Book Page	000565/000423
Instrument	1712910021

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional with PMI
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Dec 21, 2018
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	565-420
Book / Page	000565 / 000420
Instrument Date	Dec 19, 2018
Instrument	1712900003
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	546 W MCKINLEY AVE BRIDGEPORT CT 066041632, BRIDGEPORT, CT 06604-1632

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ANSONIA CT
Recording Date	Jul 2, 2018
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	561-761
Book / Page	000561 / 000761
Instrument Date	Jun 28, 2018
Instrument	1693360002
Transaction Type	Foreclosure
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Aug 24, 2017
Property Address	242 N STATE ST, ANSONIA, CT 06401-3045
Document Number	553-1166
Book / Page	000553 / 001166
Instrument Date	Aug 21, 2017
Instrument	3428
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 LAUREL ST BRANFORD CT 064053677, BRANFORD, CT 06405-3677

Tax Assessment & Valuation

The 2026 property tax bill for 242 N State St was $4,902, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,902.00 (+3.2%)	$166,390 (-) Land $36,960 Building $129,430	$383,824 (+229.54%)
2025	$4,750.00	$166,390 Land $36,960 Building $129,430	$116,473 Land $25,872 Building $90,601
2024	$4,750.00 (+8.8%)
2023	$4,366.00 (+7.25%)	$166,390 (+54.49%) Land $36,960 Building $129,430
2022	$4,071.00	$107,700 Land $34,600 Building $73,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 242 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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