242 N Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 242 N Ridgewood Ave, Ormond Beach, FL 32174 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,339 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$18,900 (1991)
Tax Bill	$542.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4240-01-09-0030`
Alternative APNs	`32144001090030` `40143201090030` `3149980.0` `3149980`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,339 sqft Living Area
1st Floor	1,039 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Flat Roof Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	6,000 sqft (0.138 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	242 sqft Garage
Carport	Carport
Carport Area	242 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	64 sqft Shed
Patio Area	160 sqft Patio
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3149980
Street Address	242 N RIDGEWOOD AVE
City	ORMOND BEACH
State	FL
Zip	32174-5547
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 100 FT OF LOT 3 BLK 9 ORMOND TERR PER OR 3714 PG 3090
Legal Range	32E
Legal Township	14S
Legal Section	40
Legal Subdivision	ORMOND
Legal Tract	01
Legal Block	9
Legal Lot Number	3
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	2
Census Block	2012
Census Tract	80600

Owner

Source: Volusia County records · APN 4240-01-09-0030

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	242 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-5547
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is an Estate, Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2022	Correction Deed · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 21, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV
May 21, 2018	Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 1991 · Amount on Record
Deed Sale	Sep 15, 1991 · Amount on Record
Prior Sale	Feb 15, 1979 · Amount on Record
Deed Book / Page	3714 / 3090
Last Transfer Date	Jun 23, 2022
Transfer Doc	0082794322
Record Refreshed	Sep 20, 2026

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 07, 2022
Property Address	242 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-5547
Document Number	0082794322
Book / Page	8279 / 4322
Map Reference	MB 6 PG 178
Instrument Date	Jun 23, 2022
Instrument	2022159077
Record Updated	Jul 21, 2022
Title Company	ASSURE TITLE, ASSURE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 N RIDGEWOOD AVE, 242, ORMOND BEACH, FL 32174-5547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-5547

Mortgage

Document Number	0082794324
Date	Jul 07, 2022
Instrument	8279/4324

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Jul 25, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.59%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2022
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	10.6%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	242 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-5547
Document Number	0075702926
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 N RIDGEWOOD AVE ORMOND BEACH FL 321745547, ORMOND BEACH, FL 32174-5547

Mortgage

Document Number	0075702926
Date	Jul 12, 2018
Book Page	007570/002926
Instrument	140770

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	242 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-5547
Document Number	0075702919
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 N RIDGEWOOD AVE ORMOND BEACH FL 321745547, ORMOND BEACH, FL 32174-5547

Mortgage

Document Number	0075702919
Date	Jul 12, 2018
Book Page	007570/002919
Instrument	140769

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	TROY, MI 48098

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,355 (+2.7%)	$182,012 (-0.23%) Land $32,760 Building $149,252
2025	$542.00 (+3.83%) Homeowner's exemption	$75,322 (+5.99%)	$182,430 (+0.9%) Land $32,760 Building $149,670
2023	$522.00 (+1.75%) Homeowner's exemption	$71,068 (+3%)	$180,794 (+15.07%) Land $29,736 Building $151,058
2022	$513.00 Homeowner's exemption	$68,998	$157,114 Land $29,736 Building $127,378

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

242 N Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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