242 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 242 N Pierce St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,025 sqft · built 1952
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$427,000 (Sep 2019)
Tax Bill$6,691 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN487-042-22-00

Property Details

APN / Parcel Number

Primary APN487-042-22-00
Alternative APN
  • 4870430800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,025 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area6,900 sqft (0.158 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number4870430800
Street Address242 N PIERCE ST
CityEL CAJON
StateCA
Zip92020-3038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 163 TR 002801
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002801
Legal Block1
Legal Lot Number163
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1016
Census Tract16100

Owner

242 N Pierce St is owned and occupied by two individuals who bought it in September 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address242 N PIERCE ST, EL CAJON, CA 92020-3038
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Oct 29, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2019 · Amount on File
Deed SaleSep 26, 2019 · Amount on File
Prior SaleMay 28, 2004 · Amount on File
Deed Document Number2019427520
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0000452343
Record UpdatedOct 29, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 26, 2019
Property Address242 N PIERCE ST, EL CAJON, CA 92020-3038
Document Number0000427520
Instrument DateAug 28, 2019
Instrument427520
Transaction TypeTransfer
Record UpdatedOct 7, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$469.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address942 N PIERCE ST EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number427521
DateSep 26, 2019
Instrument427521
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 25, 2049

Mortgage

Document Number427522,
DateSep 26, 2019
Instrument427522
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 29, 2018
Property Address242 N PIERCE ST, EL CAJON, CA 92020-3038
Document Number0000452343
Map ReferenceMAP 2801
Instrument DateOct 26, 2018
Instrument2018-0452343
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12623 MUTH VALLEY RD, LAKESIDE, CA 92040-1534

Mortgage

Document Number0000452344
DateOct 29, 2018
Instrument2018-0452344
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 242 N Pierce St was $6,691 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$476,321 (+2%) Land $323,498 Building $152,823
2025$6,691.00 Homeowner's exemption$466,982 Land $317,155 Building $149,827
2023$6,228.00 (+2.05%) Homeowner's exemption$448,851 Land $304,841 Building $144,010
2022$6,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 242 N Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 242 N Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on N Pierce St

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