242 N Main St, Bridgewater, VA 22812 Property Records

Rockingham County property record for 242 N Main St, Bridgewater, VA 22812

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,452 sqft · built 2004
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2022)
Tax Bill	$1,826 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51A1-(A)-L3`

Property Details

APN / Parcel Number

Primary APN	`51A1-(A)-L3`
Alternative APNs	`R1881` `1881`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	4,452 sqft Gross Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Driveway	Paver Driveway
Driveway Area	7,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1881
Street Address	242 N MAIN ST
City	BRIDGEWATER
State	VA
Zip	22812
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B1
Legal Description	W S MAIN ST
Legal Subdivision	MAIN ST
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2011
Census Tract	11500

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1621 SKYLARK LN, HARRISONBURG, VA 22801-7373
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed, Transfer · Commercial Mortgage UNITED BANK
Apr 12, 2017	Intrafamily Transfer, Transfer · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20223852
Deed Book / Page	5541 / 669
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	004866/560
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Feb 16, 2022
Property Address	242 N MAIN ST, BROADWAY, VA 22815
Document Number	005541/669
Book / Page	5541 / 669
Instrument Date	Feb 7, 2022
Instrument	2022-03852
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 MOUNT CRAWFORD AVE, BRIDGEWATER, VA 22812-1729

Mortgage

Document Number	0202203853
Date	Feb 16, 2022
Instrument	2022-03853

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 12, 2017
Property Address	242 N MAIN ST, BROADWAY, VA 22815
Document Number	4866/560
Book / Page	4866 / 560
Instrument Date	Mar 28, 2017
Instrument	2017-00010607
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1815 MOUNT CRAWFORD AVE, BRIDGEWATER, VA 22812-3060

Mortgage

Document Number	201700010608
Date	Apr 12, 2017
Instrument	2017-00010608

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Broadway Town
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,826.00 (-5.29%)	$276,700 (-2.43%) Land $25,000 Building $251,700	$276,700 (-2.43%) Land $25,000 Building $251,700
2025	$1,928.00	$283,600 (-) Land $25,000 Building $258,600
2023	$1,928.00	$283,600 Land $25,000 Building $258,600	$283,600 (-) Land $25,000 Building $258,600
2022			$283,600 Land $25,000 Building $258,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BROADWAY serves 4,015 people · EPA ID VA2165060
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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