242 N Franklin St, Red Cloud, NE 68970 Property Records

Webster County property record for 242 N Franklin St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,860 sqft · built 1910
Lot Size	0.652 acres (28,400 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2021)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000165900`

Property Details

APN / Parcel Number

Primary APN	`000165900`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	3,570 sqft
Finished Basement	1,860 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,400 sqft (0.652 acres)
Lot Dimensions	142 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	768 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	242 N FRANKLIN ST
City	RED CLOUD
State	NE
Zip	68970-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 17-24 BLOCK 5 PLATT'S FIRST ADDITION RED CLOUD
Legal Range	11
Legal Township	01
Legal Section	00
Legal Subdivision	PLATT'S FIRST ADD
Legal Block	5
Legal Lot Number	17-24
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2115
Census Tract	965100

Owner

242 N Franklin St is owned and occupied by an individual who bought it in June 2021.

Source: Webster County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	242 N FRANKLIN ST, RED CLOUD, NE 68970-2254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Jun 15, 2021	Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jan 2, 2014 · Amount on File
Deed Book / Page	2021 / 1623
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	02014/0022
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	242 N FRANKLIN ST, RED CLOUD, NE 68970-2254
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 ALGONQUIAN ST, VENTURA, CA 93001-4416

Mortgage

Document Number	02021/2014
Date	Jul 27, 2021
Book Page	2021/2014

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	HASTINGS, NE 68902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jun 15, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	242 N FRANKLIN ST, RED CLOUD, NE 68970-2254
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/0146
Date	Jan 26, 2017
Book Page	2017/0146

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	HASTINGS, NE 68901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jun 15, 2021
Property Address	242 N FRANKLIN ST, RED CLOUD, NE 68970-2254
Document Number	02021/1623
Book / Page	2021 / 1623
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	SOUTHERN TITLE, SOUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$438.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 242 N Franklin St was $2,027.

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,290 (+20.85%) Land $5,100 Building $210,190	$215,290 (+20.85%) Land $5,100 Building $210,190
2025	$2,027.00	$178,150 Land $5,100 Building $173,050	$178,150 Land $5,100 Building $173,050
2023	$2,556.00	$171,100 Land $4,245 Building $166,855	$171,100 Land $4,245 Building $166,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 N Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 N Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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