242 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 242 Main St, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,218 sqft · built 1960
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (May 2020)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-014609`

Property Details

APN / Parcel Number

Primary APN	`01-014609`
Alternative APNs	`1014609` `014609`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014609
Street Address	242 MAIN ST
City	WARWICK
State	MD
Zip	21912-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	.1928 ACRE 242 MAIN STREET AT WARWICK
Legal Subdivision	WEST CREEK VILLAGE
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2029
Census Tract	30100

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 MAIN ST, WARWICK, MD 21912-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Sep 13, 1979 · Amount on Record
Deed Book / Page	4594 / 199
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	242 MAIN ST, WARWICK, MD 21912-1118
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 MAIN ST, WARWICK, MD 21912-1118

Mortgage

Document Number	0049400284
Date	Jul 27, 2021
Book Page	4940/284

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	242 MAIN ST, WARWICK, MD 21912-1118
Document Number	0045940205
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 MAIN ST WARWICK MD 219121118, WARWICK, MD 21912-1118

Mortgage

Document Number	0045940205
Date	May 7, 2020
Book Page	004594/000205

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,600 (+30.54%)	$167,100 (+45.81%) Land $52,900 Building $114,200
2025	$1,372.00 (+119.52%) Homeowner's exemption
2023	$625.00 Homeowner's exemption	$114,600 Land $52,900 Building $61,700	$114,600 Land $52,900 Building $61,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverNet.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures