San Luis Obispo County property record for 242 Main St, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,346 sqft · built 1925 |
| Lot Size | 0.196 acres (8,525 sqft) |
| Owner | Company Name on Record |
| Last Sale | $510,000 (Jun 2010) |
| Tax Bill | $7,178 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-257-013 |
| Primary APN | 066-257-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,346 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Wood |
| Lot Area | 8,525 sqft (0.196 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 242 MAIN ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO RK PK BL 8 & PTN ABD RD |
| Legal Subdivision | CY MB MORRO RK PK |
| Legal Block | 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10602 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 242 MAIN ST, MORRO BAY, CA 93442-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 2, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2010 · Amount on Record |
| Deed Sale | Jun 15, 2010 · Amount on Record |
| Prior Sale | May 21, 2004 · Amount on Record |
| Deed Document Number | 201027325 |
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | 0000060922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 2, 2021 |
| Property Address | 242 MAIN ST, MORRO BAY, CA 93442-2715 |
| Document Number | 0000060922 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021060922 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 242 MAIN ST, MORRO BAY, CA 93442-2715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 242 MAIN ST, MORRO BAY, CA 93442-2715 |
| Document Number | 0000060280 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021060280 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 242 MAIN ST, MORRO BAY, CA 93442-2715 |
| Document Number | 0000060281 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021060281 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,469 (+2%) Land $460,814 Building $210,655 | |
| 2025 | $7,178.00 (+3.64%) Homeowner's exemption | $658,304 (+4.04%) Land $451,779 Building $206,525 |
| 2023 | $6,926.00 (+6.72%) Homeowner's exemption | $632,743 Land $434,237 Building $198,506 |
| 2022 | $6,490.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Ranch Wifi, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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