242 Locust Ln, Elkton, MD 21921 Property Records

Cecil County property record for 242 Locust Ln, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$50,750 (Feb 1995)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-037762`

Property Details

APN / Parcel Number

Primary APN	`03-037762`
Alternative APNs	`3037762` `037762`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	63 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037762
Street Address	242 LOCUST LN
City	ELKTON
State	MD
Zip	21921-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 44 - .19 ACRE 242 LOCUST LANE FRIENDSHIP HEIGHTS
Legal Subdivision	FRIENDSHIP HGT
Legal Lot Number	44
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2001
Census Tract	30400

Owner

Source: Cecil County records · APN 03-037762

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1924 E OLD PHILADELPHIA RD, ELKTON, MD 21921-6858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 1995 · Amount on Record
Deed Sale	Feb 23, 1995 · Amount on Record
Prior Sale	Feb 10, 1995 · Amount on Record
Deed Book / Page	530 / 668
Last Transfer Date	Feb 13, 2026
Transfer Doc	5752000405
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Mar 17, 2026
Property Address	242 LOCUST LN, ELKTON, MD 21921-5743
Document Number	0057520405
Book / Page	5752 / 405
Map Reference	MB RRC 1 PG 28
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1924 E OLD PHILADELPHIA RD, ELKTON, MD 21921-6858

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,300 (+13.91%)	$130,500 (-) Land $60,300 Building $70,200
2025	$1,766.00 (+73.31%) Homeowner's exemption	$102,100 (+16.95%)	$130,500 (+48.46%) Land $60,300 Building $70,200
2023	$1,019.00 Homeowner's exemption	$87,300	$87,900 Land $30,600 Building $57,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 73 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ELKTON serves 15,625 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.