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242 Lake Ring Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 242 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,728 sqft Living Area
Lot Size18,905 sqft (0.434 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2023)
Tax Bill$3,169.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-002120
Alternative APNs
  • 342826662000002120
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,728 sqft Living Area
Gross Area2,280 sqft Gross Area
1st Floor1,728 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,905 sqft (0.434 acres)
Depth X Width150 ft x 129 ft Depth x Width
Garage TypeAttached Garage
Garage Area552 sqft Garage
Pool Area336 sqft Pool
Shed1 Shed
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address242 LAKE RING DR
CityWINTER HAVEN
StateFL
Zip33884-1443
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 212 & 213 ALSO KNOWN AS LOT 312 OF UNRE VALENCIA WOOD
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal Tract662000
Legal Block1
Legal Lot Number212,2
Legal UnitPB
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1036
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-002120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CREDIT UNION
Oct 17, 2023Warranty Deed, Transfer · Conventional Mortgage
GO MORTGAGE LLC
Aug 04, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
UR PROPERTIES LLC
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleAug 04, 2023 · Amount on Record
Deed Doc Number2023246261
Deed Book / Page12877 / 2113
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateJun 05, 2026
Property Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443
Document Number0000134695
Book / Page14026 / 1535
Instrument DateMay 29, 2026
Instrument2026134695
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443

Mortgage

Document Number0000134695,
DateJun 05, 2026
Book Page14026/1535
Instrument2026134695
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueJul 01, 2066
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 17, 2023
Property Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443
Document Number0000246261
Book / Page12877 / 2113
Map ReferenceMB 17 PG 49,49A&49B
Instrument DateOct 09, 2023
Instrument2023246261
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1760 E PECOS RD # RD501, RD501, GILBERT, AZ 85295-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443

Mortgage

Document Number0128772116
DateOct 17, 2023
Instrument12877/2116
Lender
NameGO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 04, 2023
Property Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443
Document Number0000182281
Book / Page12789 / 857
Map ReferenceMB 17 PG 49,49A&49B
Instrument DateJul 31, 2023
Instrument2023182281
Transaction TypeTransfer
Record UpdatedAug 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address295 HERNANDO RD, WINTER HAVEN, FL 33884-1029

Transferred To (Grantee/Buyer)

NameVerified Name
Address1760 E PECOS RD STE 501, 501, GILBERT, AZ 85295-3205
InvestorPossibly a Property Investor

Mortgage

Document Number0012789862
DateAug 04, 2023
Instrument12789/862
Lender
NameUR PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address242 LAKE RING DR, WINTER HAVEN, FL 33884-1443
Document Number0105060731
Instrument DateMay 22, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address242 LAKE RING DR WINTER HAVEN FL 338841443, WINTER HAVEN, FL 33884-1443

Mortgage

Document Number0105060731
DateJun 05, 2018
Book Page010506/000731
Instrument119259
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00 (+98.06%)$279,561 (+126.41%) Land $70,120 Building $209,441$279,561 (-0.84%) Land $70,120 Building $209,441
2023$1,600.00 (+3.96%)$123,476 (+3%)$281,920 (+8.74%) Land $68,274 Building $213,646
2022$1,539.00 Homeowner's exemption$119,880$259,260 Land $57,203 Building $202,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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