242 Lady Bug Dr, Dover, DE 19901 Property Records

Kent County property record for 242 Lady Bug Dr, Dover, DE 19901 · Last verified December 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 2016
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Nov 2020)
Tax Bill	$1,083 (2023)
Deeds & Mortgages	Nov 2023 Transfer Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.07-06-07.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.07-06-07.00-000`
Alternative APNs	`84489` `88721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 74.4 ft wide
Garage Type	Finished
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	88721
Street Address	242 LADY BUG DR
City	DOVER
State	DE
Zip	19901-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW MEADOW SUBD LOT 30 242 LADY BUG DRIVE
Legal Subdivision	CLEARVIEW MEADOW
Legal Lot Number	30 242
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2000
Census Tract	41000

Owner

Source: Kent County records · APN 2-05-077.07-06-07.00-000

Assessment roll updated February 15, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	242 LADY BUG DR, DOVER, DE 19901-8842
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer
Nov 05, 2020	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 21, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 24, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2020 · Amount on Record
Deed Sale	Nov 05, 2020 · Amount on Record
Prior Sale	Nov 05, 2020 · Amount on Record
Deed Document Number	0000399622
Deed Book / Page	10545 / 171
Last Transfer Date	Nov 28, 2023
Transfer Doc	0000485022
Record Updated	Jun 07, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Nov 28, 2023
Property Address	242 LADY BUG DR, DOVER, DE 19901-8842
Document Number	0000485022
Book / Page	12771 / 27
Instrument Date	Nov 21, 2023
Instrument	2023-485022
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 LADY BUG DR, DOVER, DE 19901-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	242 LADY BUG DR, DOVER, DE 19901-8842

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 05, 2020
Property Address	242 LADY BUG DR, DOVER, DE 19901-8842
Document Number	0000399622
Book / Page	10545 / 171
Map Reference	MB 80 PG 46
Instrument Date	Oct 07, 2020
Instrument	2020-399622
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 SAWTOOTH TRL, 1245, COLUMBIA FALLS, MT 59912-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 LADY BUG DR, DOVER, DE 19901-8842

Mortgage

Document Number	0000399623
Date	Nov 05, 2020
Instrument	2020-399623

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT DE
Property Address	242 LADY BUG DR, DOVER, DE 19901-8842
Document Number	0000390358
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 LADY BUG DR DOVER DE 199018842, DOVER, DE 19901-8842

Mortgage

Document Number	0000390358
Date	Jul 17, 2020
Book Page	010305/000222
Instrument	390358

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	242 LADY BUG DR, DOVER, DE 19901-8842
Document Number	0000390359
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 LADY BUG DR DOVER DE 199018842, DOVER, DE 19901-8842

Mortgage

Document Number	0000390359
Date	Jul 17, 2020
Book Page	010305/000232
Instrument	390359

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 24, 2018
Property Address	242 LADY BUG DR, DOVER, DE 19901-8842
Document Number	0000341213
Book / Page	9132 / 178
Map Reference	MB80 PG46
Instrument Date	May 23, 2018
Instrument	2018-341213
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,372.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 LADY BUG DR, DOVER, DE 19901-8842

Mortgage

Document Number	0000341214
Date	May 24, 2018
Instrument	2018-341214

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified December 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$1,083.00	$36,800 Land $5,400 Building $31,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2013)
Most Recent Claim	Jul 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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