Washington County property record for 242 Hager St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1934 |
| Lot Size | 0.085 acres (3,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Apr 2004) |
| Tax Bill | $931 (2026) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-010417 |
| Primary APN | 17-010417 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,716 sqft (0.085 acres) |
| Lot Dimensions | 138 ft deep x 26 ft wide |
| Porch | Slab |
| Porch Area | 197 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010417 |
|---|---|
| Street Address | 242 HAGER ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RO |
| Legal Description | PAR B 26.8X138.65 242 HAGER STREET |
| Legal Subdivision | HAGER STREET |
| Legal Lot Number | 26 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
242 Hager St, a townhouse, is owned and occupied by an individual who bought it in April 2004.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 242 HAGER ST, HAGERSTOWN, MD 21740-6113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on File |
| Deed Sale | Apr 30, 2004 · Amount on File |
| Prior Sale | Dec 19, 2002 · Amount on File |
| Deed Document Number | 200431461 |
| Deed Book / Page | 2316 / 542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 242 HAGER ST, HAGERSTOWN, MD 21740-6113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0074080204 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 7408/204 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 242 HAGER ST, HAGERSTOWN, MD 21740-6113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0069630289 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 6963/289 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 242 Hager St was $931 with a homeowner's exemption, up 5.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931.00 (+5.68%) Homeowner's exemption | $133,367 (+4.44%) | $144,700 (+13.31%) Land $24,100 Building $120,600 |
| 2025 | $881.00 Homeowner's exemption | $127,700 Land $24,100 Building $103,600 | $127,700 Land $24,100 Building $103,600 |
| 2023 | $792.00 Homeowner's exemption | $97,233 | $127,700 Land $24,100 Building $103,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Hager St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 242 Hager St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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