242 Everett St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 242 Everett St, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,322 sqft · built 1895
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2026)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	May 2026 Second Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0054 B:0012 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0054 B:0012 L:00001`
Alternative APN	`3495`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	902 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3495
Street Address	242 EVERETT ST
City	SOUTHBRIDGE
State	MA
Zip	01550-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	12
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	3
Census Block	3013
Census Tract	757400

Owner

Source: Worcester County and Southbridge Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 N MAIN ST, 4R, WEBSTER, MA 01570-2224
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOTAL MORTGAGE SERVICES
May 28, 2026	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	202642092
Deed Book / Page	73631 / 284
Prior Transfer Date	May 15, 2026
Prior Transfer Doc	0000042092
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Recording Date	May 28, 2026
Property Address	242 EVERETT ST, SOUTHBRIDGE, MA 01550-2636
Document Number	073631-304
Book / Page	73631 / 304
Instrument Date	May 27, 2026
Instrument	202642094
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 EVERETT ST, SOUTHBRIDGE, MA 01550-2636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042094,
Date	May 28, 2026
Book Page	73631/304
Instrument	202642094

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	May 28, 2026
Property Address	242 EVERETT ST, SOUTHBRIDGE, MA 01550-2636
Document Number	0000042092
Book / Page	73631 / 284
Instrument Date	May 15, 2026
Instrument	202642092
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	May 28, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	242 EVERETT ST, SOUTHBRIDGE, MA 01550-2636
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60656-374
Date	Jul 2, 2019
Book Page	60656/374
Instrument	63631

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (-5.17%)	$267,800 (-1.29%) Land $27,800 Building $240,000	$210,615
2024	$4,140.00 (+6.37%)	$271,300 (+10.42%) Land $23,200 Building $248,100
2023	$3,892.00	$245,700 Land $23,200 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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